How to get Credit Limit Enhancement on HDFC bank credit card?

[Hoozy]

How to increase limit on hdfc cc through mail?
Do share cc limit enhancement mail id

 

[arjun]

1.2 Lakhs

How much time it took you to go from 1.2 to 4.9? And how much is your monthly spend on Apay?
I recently got Apay with 1.5Lakh limit and My friend also had same but he got in jan and now his limit is 4.9L

 

[rpsadarangani]

How much time it took you to go from 1.2 to 4.9? And how much is your monthly spend on Apay?
I recently got Apay with 1.5Lakh limit and My friend also had same but he got in jan and now his limit is 4.9L

1.5 Years

 

[soumendunanda]

Ah nice

Any update on hdfc bro?

 

[ashwink]

Received my Regalia today 😍
I'm self-employed & had sent ITR as proof but received Regalia instead of Business Regalia🤔

Lesson learnt: Don't hesitate to send email to try your luck 😉

Congratulations bro 🎉

 

[soumendunanda]

Nothing yet. Takes minimum 6 months, so hoping for something by August, given I got my card in Jan.

Mine in dec,but no sms after the reply in 14th

 

[thunderbolt]

@soumendunanda Any updates on the upgrade email that you had sent ?

 

[soumendunanda]

@soumendunanda Any updates on the upgrade email that you had sent ?

Sadly no😭

 

[soumendunanda]

Nothing yet. Takes minimum 6 months, so hoping for something by August, given I got my card in Jan.

It's the last date of my request to get resolved,till no updates

 

[Fplaystore99]

It's the last date of my request to get resolved,till no updateca

It's the last date of my request to get resolved,till no updates

Call hdfc bank credit card customer care and ask them request status they provide you and tell you if it's pending or declined. Mine showing pending from there side and my last date is 27 jul. Call and ask and also update me here

 

[apurba.d1]

It's the last date of my request to get resolved,till no updates

You should receive a mail by EOD.

 

[soumendunanda]

Dear Mr. Nanda,

We thank you for your patience in interim.

This is with reference to your e-mail dated July 14, 2022 regarding limit enhancement on your HDFC Bank credit card account .



On receipt of your mail we had liased with the concerned department for review and wish to clarify that we are currently unable to review the credit limit assigned on your card. We wish to assure you that the limit assigned on the credit card and upgrade request will be reviewed every 6 months based on usage and payment pattern on the card account.

Hence we urge you to continue using your credit card for your shopping and entertainment needs and provide us with more opportunities to serve you better.

 

[Anubhavrocks71]

I have a millenia issued in june 2022 with 1 lkh limit recently i got a hike and now my salary has incresed and also i have a axis card with 3lkhs limit should i press for upgrade and which card should i target ?

 

[SaiyamK]

I have a millenia issued in june 2022 with 1 lkh limit recently i got a hike and now my salary has incresed and also i have a axis card with 3lkhs limit should i press for upgrade and which card should i target ?

Nope, you shouldn't as I did the same and they couldn't give me a LE because my card was recently processed (Got a mail stating this). Hence, you still would have to wait 6 months and then send docs. I would have told you to send docs for a chance but HDFC lives in the 90s and asks you to send docs by post not by mail. So why go through a hassle?

 

[SaiyamK]

Nah, mail works too nowadays.

Even if I attached PDFs, they tell me to send documents by courier/post.

 

[Raman]

Hi guys!

I got Regalia in January on the basis of my ITR(did not have any HDFC card before). Now I was wondering if I should request for Limit Enhancement on the basis of my new ITR or if I should wait for the bank to offer me the LE from their side. There has been increase of 2.4L in the ITR from my previous ITR. I have spent approx 8.2L on Regalia in the last 6 months.
Please suggest...

 

[AsB]

Hi guys!

I got Regalia in January on the basis of my ITR(did not have any HDFC card before). Now I was wondering if I should request for Limit Enhancement on the basis of my new ITR or if I should wait for the bank to offer me the LE from their side. There has been increase of 2.4L in the ITR from my previous ITR. I have spent approx 8.2L on Regalia in the last 6 months.
Please suggest...

Yes, you can go for it. Since it has been more than 6 months, HDFC should consider the LE

 

[Subhankar]

How to increase limit on hdfc cc through mail?
Do share cc limit enhancement mail id

For limit enhancement you can mail to any mail ID. But do consider, manual limit enhancement can only be done with proper income documents. Not only your income but your spending and NRV will also be considered.
At the end it's bank's decision to increase it or not.

For higher escalation mail at Grievance.Redressalcc@hdfcbank.com