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How to create a user id for EPM add on without ICICI Bank account?

So secretive..

Bhai, kindly explain this in noob-lish language.

Mera post graduate degree kisi kaam ka nahi nikla 🤦‍♂️
Haha.. simple language mein bole toh
Take a card/saving account where the person (addon) is primary.. then you’ll get Netbanking login for them. Use that to login and use Addon EPM for purchase.
Adding a joint holder in saving account might also work, but don’t know if ICICI gives a separate login id for second holder or not
 
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