How to apply for a BOB credit card online - step by step guide

Hello everyone,
if you are facing any problem while applying for BOB credit cards online, this post is for you.
1. Click on this link — https://bit.ly/370oK7H
This will open "Apply Now" page, use our special link to get support from our team and you'll get lifetime free credit card (easy/select/premier).

2. Fill in your personal details such as Name, Email id, Mobile No., Date of Birth as mentioned in your Aadhar & enter PAN No. Tick declaration boxes & Click here to generate OTP.



3. On the next page you'll see a pop up - Enter the OTP in the space provided & Click on Verify OTP



4. On the next page, Select your Occupation type & mention your Gross Annual Income so that system can recommend a suitable Card



5. On the next page, select Vkyc & Please provide address for which you can furnish an authorised proof for e.g Aadhar



6.On the next page, Fill all the details related to your employment unless marked as optional



7. On the next page, BOB system will recommend you a suitable card & also showcase it’s key features


Select one card of your choice and click on confirm.

8. On the next page, BOB will ask you to provide few more additional details as part of the application process. Please fill all details unless marked as optional.
9. On the next page, BOB will ask you to apply for add on card, but I'll recommend you to select "No" option and apply for add on card later.
10. On the next page, BOB will ask you to register for "Direct Debit" facility ( Auto debit - credit card bill payment), again select "NO"



11. Now you have to upload —
a. your photo
b. Valid Id proof
c. Address Proof for address you’ve mentioned earlier
d. Last 2 Months Bank Statements showing Salary credited/ITR File/Other Bank Credit Card Statement With Card Photo Copy



12. No this page you might face some problems, like - you are uploading pdf file, but system is that accepting that...
To solve this problem make sure you are not uploading password protected pdf file, remove any password from pdf file and try to upload, if this doesn't solve your problem, repair your pdf online, go to this website - https://www.ilovepdf.com/repair-pdf upload your pdf file and click on "Repair PDF".
Then upload new pdf file on bob website, Click on "Submit & Proceed"

13. On the next page accept terms & conditions and click on "Accept"
14. On the next page, you'll be asked to e-sign your documents using Aadhaar E-Sign, Select Yes & Complete e-signing process.

Done! you'll see your application number on the screen, note down your application number for future reference.



If you have any questions, post here.

 

[Soumensen1994]

most probably

Got approval today..

 

[RajaBabu]

It got rejected directly after VKYC?

What's your Cibil, what other CCs do you have?

Yes, it got rejected directly after VKYC without any verification.
Cibil score 768, ICICI Apay with 1 lac, HDFC Moneyback with 17k, ICICI platinum with 18k(secured), Kotak dream different with 8k(secured) and Axis IOCL with 45k(not reported in any credit beuro yet). I had gave apay credit card statement with 99% limit remaining as income proof, no any late payment in entire 4 years credit history.

 

[Cierdo]

I am not able to see LTF offer on BOB eligibility page :\
I am eligible for BOB Eterna, all others cards have spend based reversal, but Eterna doesnt have any such offer. Can someone please shed some light on the same?

 

[Cierdo]

I think cards other than Eterna are available for C2C application online for LTF

I am getting Eterna online via this link, but no mention of LTF. Will this card be converted to unconditional LTF?

 

[TechnoFino]

I have had applied bob credit card through your link on 12th March, It got rejected today, I want to email for reconsider, can you share email template for application reconsideration.

I'll share here on TechnoFino Community soon

 

[TechnoFino]

I am getting Eterna online via this link, but no mention of LTF. Will this card be converted to unconditional LTF?

eterna is not being offered LTF, LTF cards are - select/primer/easy

 

[vysakh]

Are these cards good for anything other than the discount offers that might come up on various sites? Assuming you have better cards for regular use.

 

[Cierdo]

eterna is not being offered LTF, LTF cards are - select/primer/easy

Is there a way to get Eterna as LTF?
Should I get Select as LTF and wait for Eterna upgrade to be offered as LTF then?

 

[TechnoFino]

If you have 30L plus itr you can get eterna ltf

 

[vaibhav111]

when does this offer end!

 

[TechnoFino]

when does this offer end!

31st March, 2022. Hopefully they will extend their LTF offer

 

[RajaBabu]

Did you not apply C2C?
There's option for C2C directly ... You should have applied via that

I had given option of bank statement only, I uploaded card photo and statement there.

 

[RajaBabu]

You told that you had given card statement as income proof ... But you should have applied via C2C directly if you wanted to apply via card statement ... That's what I meant

how to apply c2c directly ?
I have savings account in bob and if I choose I have account in bob while applying online they won't allow me to select c2c option.

 

[Pramtesh]

how to apply c2c directly ?
I have savings account in bob and if I choose I have account in bob while applying online they won't allow me to select c2c option.

Visit branch. Do offline process. Don't tell the executive that have account.
One of my friend did this. It may take few extra days for approval.

 

[himesh8924]

Yes, it got rejected directly after VKYC without any verification.
Cibil score 768, ICICI Apay with 1 lac, HDFC Moneyback with 17k, ICICI platinum with 18k(secured), Kotak dream different with 8k(secured) and Axis IOCL with 45k(not reported in any credit beuro yet). I had gave apay credit card statement with 99% limit remaining as income proof, no any late payment in entire 4 years credit history.

Co-Baranded & Bussiness variants cards not consider For C2C application in BOB

 

[vaibhav111]

31st March, 2022. Hopefully they will extend their LTF offer

 

[vaibhav111]

31st March, 2022. Hopefully they will extend their LTF offer

thank for the info , i hope they do cause i wanna wait for 1 month before applying cause i received my myzone cc so waiting for 1 month , or should i apply .. i don't think bob will reject but i dont want my cibil to go down

 

[TechnoFino]

thank for the info , i hope they do cause i wanna wait for 1 month before applying cause i received my myzone cc so waiting for 1 month , or should i apply .. i don't think bob will reject but i dont want my cibil to go down

It's your call... I'll suggest you to apply now because of ltf offer.

 

[jatinkrmalik]

If you have 30L plus itr you can get eterna ltf

Using the same application link? or offline way?
---

Edit: I tried the link.


It shows till Premier for LTF only. I might need to check with their support for Eterna LTF.

 

[TechnoFino]

Using the same application link? or offline way?
---

Edit: I tried the link.


It shows till Premier for LTF only. I might need to check with their support for Eterna LTF.

For ltf eterna you have to apply offline