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HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion

Visit nearby HDFC Bank branch and ask for e-Age form and enter debit card code VLC50 to get Visa Millennia Debit card.
I am under classic banking. Do I get charged for Visa Millennia DC, because they charged me for my Plat few days back and I requested for reversal of DC fees. Can't do that again... so that's why asking. I want to close the Plat and move to millennia DC. That would be a wise move right?
 
I am under classic banking. Do I get charged for Visa Millennia DC, because they charged me for my Plat few days back and I requested for reversal of DC fees. Can't do that again... so that's why asking. I want to close the Plat and move to millennia DC. That would be a wise move right?
Why did they charge u for plat in the first place? Under classic, all cards are free iirc

Did u upgrade to classic recently?
 
No I have classic since 2021. Charged 850+GST, wrote them for reversal. So my question is would I get charged if I upgrade to Millennia Visa DC right now after this fees gets reversed.
Under classic and above, annual fees for all debit cards are waived off.

You shouldn't have been charged for platinum in the first place
 
But someone please tell me if I'll ideally get charged 590 if I downgrade to Visa Millennia DC via e-Age digital form as part of the classic banking program.
Mr. Donald J. Trump, apply for the HDFC Millennia Debit Card. It gives ₹400 every month. Issuance is free in many accounts and classic banking programs but even if you pay ₹590 once, skipping it means losing ₹400 every month—such a terrible deal! And sir, you’re the deal-maker.... Make India Rich Again!
 
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Also someone please tell me how to earn 42 points on this plat dc? I am at 208 🥹 Would be happy if I could claim 250 before upgrade to Visa millennia DC. And in plat DC as well reward points should reflect within "T+3" days at the max right?

Or should I forget about it and move on?

@Abhishek012 @Karan. @desiviru
Use Amazon and Payzap, save your charges.
Thank you for your valuable insights in this thread. Helped us newbies a lot.

1) So the APay wallet balance we can transfer back to our a/c right? Because i don't have monthly 40k ka spends..... That is one doubt
2) Secondly about PayZapp. What's the PayZapp scheme using Millennia DC???
3) I read in the thread that the code for Visa Millennia DC is VLC50 for the e-age Digital Banking Form. Can you confirm?

You can DM me @Karan. if you feel that too much information is being publicly given in this thread, leading to Devaluations.
Mr. Donald J. Trump, apply for the HDFC Millennia Debit Card. It gives ₹400 every month. Issuance is free in many accounts and classic banking programs but even if you pay ₹590 once, skipping it means losing ₹400 every month—such a terrible deal! And sir, you’re the deal-maker.... Make India Rich Again!
@Abhishek012 bhai thank you for the detailed breakdown of the info but isko aap delete kardo. Devaluation hoyega sabko svheme pata chal gaya to 😭😭😭
 
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View attachment 107709
Also someone please tell me how to earn 42 points on this plat dc? I am at 208 🥹 Would be happy if I could claim 250 before upgrade to Visa millennia DC. And in plat DC as well reward points should reflect within "T+3" days at the max right?

Or should I forget about it and move on?

@Abhishek012 @Karan. @desiviru

Thank you for your valuable insights in this thread. Helped us newbies a lot.

1) So the APay wallet balance we can transfer back to our a/c right? Because i don't have monthly 40k ka spends..... That is one doubt
2) Secondly about PayZapp. What's the PayZapp scheme using Millennia DC???
3) I read in the thread that the code for Visa Millennia DC is VLC50 for the e-age Digital Banking Form. Can you confirm?

You can DM me @Karan. if you feel that too much information is being publicly given in this thread, leading to Devaluations.

@Abhishek012 bhai thank you for the detailed breakdown of the info but isko aap delete kardo. Devaluation hoyega sabko svheme pata chal gaya to 😭😭😭
Someone please do respond to my queries. I understand it may be annoying to handle my tantrums, tweets, fiscal policies, trade policies & foreign policies, but my fellow TF members out the POTUS.
 
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Someone please do respond to my queries. I understand it may be annoying to handle my tantrums, tweets, fiscal policies, trade policies & foreign policies, but my fellow TF members out the POTUS.
Pay utility bills on hdfc smartpay using platinum dc and earn points. You can recharge mobile or dth.
 
View attachment 107709
Also someone please tell me how to earn 42 points on this plat dc? I am at 208 🥹 Would be happy if I could claim 250 before upgrade to Visa millennia DC. And in plat DC as well reward points should reflect within "T+3" days at the max right?

Or should I forget about it and move on?

@Abhishek012 @Karan. @desiviru

Thank you for your valuable insights in this thread. Helped us newbies a lot.

1) So the APay wallet balance we can transfer back to our a/c right? Because i don't have monthly 40k ka spends..... That is one doubt
2) Secondly about PayZapp. What's the PayZapp scheme using Millennia DC???
3) I read in the thread that the code for Visa Millennia DC is VLC50 for the e-age Digital Banking Form. Can you confirm?

You can DM me @Karan. if you feel that too much information is being publicly given in this thread, leading to Devaluations.

@Abhishek012 bhai thank you for the detailed breakdown of the info but isko aap delete kardo. Devaluation hoyega sabko svheme pata chal gaya to 😭😭😭
Not sure whether it is still working, check by paying small amount - https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-930122
 
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