HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion

[Sobirvs]

In case you did a transaction of 30k and 10k.
30k-Wallet MCC
10k-Non wallet MCC and not eligible for rewards,
You will get to know after T+2 when out of expected 400 only 300 are credited.

So shortfall/1% you can repeat in that Calander month again which is 10k

Ah okay, got it. How does one know what mcc is it? This is what it shows on email for otp.

 

[Strange]

Ah okay, got it. How does one know what mcc is it? This is what it shows on email for otp.

View attachment 107623

It's 6540 if you are using Amazon app.

 

[Sobirvs]

It's 6540 if you are using Amazon app.

I used amazon website 😕

 

[Strange]

I used amazon website 😕

Same hi hoga.

 

[Sobirvs]

Same hi hoga.

is there an extra fee in hdfc's mitc for these kind of trxns(mobikwik/amazon/wallet etc) that they charge later?

I remember they used to charge extra fee on education payments via cc but don't know abt dc.

 

[Karan.]

is there an extra fee in hdfc's mitc for these kind of trxns(mobikwik/amazon/wallet etc) that they charge later?

I remember they used to charge extra fee on education payments via cc but don't know abt dc.

DC Terms are not same as CC even for the same bank.

No charges later on, and if you are in a banking programme then the fees for DC(any) is also waived off.

I used amazon website 😕

its same 6540

 

[Muzan Kibutsuji]

Sirf 50 rs mile but not that bad 🥺

 

[Sobirvs]

anyone got any clue hot to change my millennia mc to millennia visa?

 

[Strange]

anyone got any clue hot to change my millennia mc to millennia visa?

Visit nearby HDFC Bank branch and ask for e-Age form and enter debit card code VLC50 to get Visa Millennia Debit card.

 

[Sobirvs]

Visit nearby HDFC Bank branch and ask for e-Age form and enter debit card code VLC50 to get Visa Millennia Debit card.

Let's see in this process I get points from the trxns I did today, so do I lose all the points ?

 

[Strange]

Let's see in this process I get points from the trxns I did today, so do I lose all the points ?

I can't confirm. Ask @Karan. @desiviru

 

[gunadeepak10]

HDFC Millennia Debit Card User -

load to Mobikwik full kyc wallet.

Now use Mobikwik Wallet UPI (officially called - Pockets UPI) to pay Credit Card bill on Zavo app and get upto 5% cashback.

Note - first time Mobikwik Wallet UPI (officially called - Pockets UPI) user pay Rs10,000 on Zavo app, higher chance you will get full 5% upto Rs500 Cashback. After that you will get upto 5% cashback.

This is Mobikwik wallet balance cashback not supercashback. So, enjoy.

After transaction >> open mobikwik app > search >> type - "Scratch" or "Scratch card" and claim your cashback.

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

Since it mobiquick thats giving reward. So can i use HDFC platinum card gor this?

Cant find any way to get 1% using that card. Any suggestions?