Hdfc Tata nue vs upi cc

[karankayastha]

Guys which card is good for upi purposes the tata nue plus or the newly lauched virtual upi card? I am getting both for FYF but have to choose one which will you prefer?

 

[blacktiger]

wait for tata neu LTF. check in neu app, if not getting LTF wait for a 3-4 months and check again, u will get LTF

 

[Mritunjay]

tata neu is better, apply midway on tata neu app and leave, may be you will get tata neu infinity

 

[karankayastha]

tata neu is better, apply midway on tata neu app and leave, may be you will get tata neu infinity

No i am getting fyf plus card cause my hdfc other card limit is less than 1.5lk

 

[karankayastha]

tata neu is better, apply midway on tata neu app and leave, may be you will get tata neu infinity

Yeah but how is it better for upi payment?

 

[Mritunjay]

Yeah but how is it better for upi payment?

because of reward rate, nue plus - 1%, nue infinity - 1.5%, virtual upi card - 0.25 to 0.75% (one cashpoint is 25 paise)

 

[karankayastha]

because of reward rate, nue plus - 1%, nue infinity - 1.5%, virtual upi card - 0.25 to 0.75% (one cashpoint is 25 paise)

But bro what about redemption can we convert nuecoins in cash?

 

[Mritunjay]

But bro what about redemption can we convert nuecoins in cash?

no, but you can use it for almost anything - bill payment or shopping on tata neu (like apay balance)

Edit: neu coins can not be used for bill payments

 

[ccgeek07]

Guys which card is good for upi purposes the tata nue plus or the newly lauched virtual upi card? I am getting both for FYF but have to choose one which will you prefer?

Even I got the same doubt and found that Tata Neu is the better choice

 

[karankayastha]

no, but you can use it for almost anything - bill payment or shopping on tata neu (like apay balance)

Actually i don't use tata nue at all i don't live in metro so many products are not delivered here

 

[Sudarshan61]

because of reward rate, nue plus - 1%, nue infinity - 1.5%, virtual upi card - 0.25 to 0.75% (one cashpoint is 25 paise)

What is virtual UPI card ? From which bank

 

[karankayastha]

What is virtual UPI card ? From which bank

From hdfc google it

 

[HazelBlotch]

Actually i don't use tata nue at all i don't live in metro so many products are not delivered here

You still have to pay bills right?

 

[karankayastha]

You still have to pay bills right?

Wait a min which bills are you talking about we can pay electricity bills by redeeming nuecoins?

 

[WhoU]

Wait a min which bills are you talking about we can pay electricity bills by redeeming nuecoins?

No we can’t.

 

[Mritunjay]

I just tried doing mobile and DTH recharge, turns out neu coins can not be used for bills. I have been using it for 1mg purchases, deliverable in most remote areas also.

 

[karankayastha]

I just tried doing mobile and DTH recharge, turns out neu coins can not be used for bills. I have been using it for 1mg purchases, deliverable in most remote areas also.

Yes right now i ordered something from 1mg lets see

 

[karankayastha]

I just tried doing mobile and DTH recharge, turns out neu coins can not be used for bills. I have been using it for 1mg purchases, deliverable in most remote areas also.

Upi card given cahsback directly in the card right so isn't it better?

 

[Mritunjay]

Upi card given cahsback directly in the card right so isn't it better?

neu card's reward rate is better and you get whatever reward you have earned as neu coin.

if rewards as cashback statement is important to you then go ahead with the virtual card. Try to get 3% cash points. Its annual fee waiver is also easy - Rs25000 of spends, just remember you can redeem only in multiples of Rs500 (or 2000 cash points).

 

[bigbrain]

Neu coins can be redeemed in store (offline) at any Tata brand store also.
Also can be redeemed for Air Asia flight. I hope it gets extended to air India and vistara once merger is completed.