HDFC Swiggy possible revaluation? - 5% CB on Amazon, Flipkart groceries

[Val]

Just noticed this on the website -
**Transactions on Amazon and Flipkart registered with MCC 5411 will earn 5% cashback for statements starting 10th May 2025 onwards.

Sources -

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Swiggy HDFC Bank Credit Card/5-Cashback-Details.pdf

https://www.hdfcbank.com/personal/pay/cards/credit-cards/swiggy-hdfc-bank-credit-card

 

[akshayhs]

@Pavvan

 

[PavvanPavvan is verified member.]

@akshayhs use madilla 😛
But seems woow now

 

[Slayer]

@Pavvan

Feels like i got into an internet time machine

 

[Farhad sekh]

I think it is devaluation.

Bcz AZ and FK provides apparels and electronics MCC for such categories.
Then we r not going to get cashback on this item on AZ or FK?

 

[Prasanna]

I think it is devaluation.

Bcz AZ and FK provides apparels and electronics MCC for such categories.
Then we r not going to get cashback on this item on AZ or FK?

.
.
.yes
.
.

 

[sun156]

A) purchasing amazon pay GC from amazon website give cb or not of 5%

B) USING HDFC swiggy cc does both the below merchants of amazon gives the 5% CB or not please confirm

1.AMAZON GIFT CARD MUMBAI
2.AMAZON PAY INDIA PRIVA WWW.AMAZON.IN IN

 

[sunit123]

I think it is devaluation.

Bcz AZ and FK provides apparels and electronics MCC for such categories.
Then we r not going to get cashback on this item on AZ or FK?

Right...earlier i was getting 5% on all but now few were excluded in recent statement....it is devaluation

 

[althafvly]

No longer getting cashback on gift card purchases now. With swiggy hdfc card. Now the merchant changed to AMAZON GIFT CARD

 

[althafvly]

A) purchasing amazon pay GC from amazon website give cb or not of 5%

B) USING HDFC swiggy cc does both the below merchants of amazon gives the 5% CB or not please confirm

1.AMAZON GIFT CARD MUMBAI
2.AMAZON PAY INDIA PRIVA WWW.AMAZON.IN IN

1. No
2. Yes

 

[GABBA₹]

Just noticed this on the website -
**Transactions on Amazon and Flipkart registered with MCC 5411 will earn 5% cashback for statements starting 10th May 2025 onwards.

Sources -

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Swiggy HDFC Bank Credit Card/5-Cashback-Details.pdf

https://www.hdfcbank.com/personal/pay/cards/credit-cards/swiggy-hdfc-bank-credit-card

In the pdf what is the meaning of the line "Please note that gift card and grocery purchased on the 5% eligible merchants and MCCs won’t earn any cashback."?

 

[6ix9ine]

In the pdf what is the meaning of the line "Please note that gift card and grocery purchased on the 5% eligible merchants and MCCs won’t earn any cashback."?

If you buy GVs from amazon using chuggy card, you won’t receive cashback. Though Amazon is an eligible merchant, purchases of gift vouchers are excluded from earning cashback.

Basically, amazon is eligible merchant but not all MCCs of amazon are eligible.

That's what they wanted to say.

 

[GABBA₹]

If you buy GVs from amazon using chuggy card, you won’t receive cashback. Though Amazon is an eligible merchant, purchases of gift vouchers are excluded from earning cashback.

Basically, amazon is eligible merchant but not all MCCs of amazon are eligible.

That's what they wanted to say.

GV to samajh me aa gaya but problem is the meaning of "grocery purchased on the 5% eligible merchants". Swiggy said that here we will not get any cashback. At the same time it started giving 5% cb to flipkart and amazon grocery. So can't understand what they want to say.

 

[6ix9ine]

GV to samajh me aa gaya but problem is the meaning of "grocery purchased on the 5% eligible merchants". Swiggy said that here we will not get any cashback. At the same time it started giving 5% cb to flipkart and amazon grocery. So can't understand what they want to say.

Ho sakta hai yeh bug ho, as contradictory statement lag rha

 

[sunit123]

GV to samajh me aa gaya but problem is the meaning of "grocery purchased on the 5% eligible merchants". Swiggy said that here we will not get any cashback. At the same time it started giving 5% cb to flipkart and amazon grocery. So can't understand what they want to say.

you get 5% on Flipkart grocery but on blinkit and zepto, it is 1% only

 

[GABBA₹]

you get 5% on Flipkart grocery but on blinkit and zepto, it is 1% only

Blinkit and zepto are not "5% eligible merchant". May be no one knows what hdfc want to say, even hdfc itself.