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HDFC Swiggy card LTF offer

iM23

TF Premier
Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?
 
Solution
Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?
It's a good card, brother.

Take it if you want. If you are not getting a 10% instant discount, simply upgrade your Swiggy card to a FYF Millennia credit card(Later conv this card to LTF) after six months.
Don't miss this opportunity—you can easily upgrade...
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