HDFC SmartBuy ₹1,000 Cashback Limit – Is It Card-Specific or Account-Specific?

[Maitri_Maniya]

Is the ₹1,000 cashback limit on HDFC SmartBuy for other credit cards card-specific or account-specific?
If it’s account-specific, can we use a different PayZapp account to buy vouchers and get cashback?

 

[MrJJ]

It's card specific.

 

[ccdc]

could you pls elaborate on this 1k cashback....which card...etc? dc or cc?

 

[Maitri_Maniya]

It's card specific.

1k cashback includes all the smartbuy spends? i use pharmeasy via smartbuy frequently which gives 10% cb. so 10% cb via pharmeasy and 5% cb via giftcard purchase. combining all the cb the limit is 1k?

 

[6ix9ine]

1k cashback includes all the smartbuy spends? i use pharmeasy via smartbuy frequently which gives 10% cb. so 10% cb via pharmeasy and 5% cb via giftcard purchase. combining all the cb the limit is 1k?

Yes, since smartbuy limit is 1000, except premium/super premium cards.

 

[Maitri_Maniya]

5% cb i will get on all the cards? i have HDFC moneyback+ and biz grow. so if i buy giftcard using these cards then i will get 5% on these cards as well?

 

[nh124001]

HDFC swiggy bhi included hoga.. in smartbuy

 

[Maitri_Maniya]

HDFC swiggy bhi included hoga.. in smartbuy

yes. already bought 30k. didn't knew about 1000 cb limit.
HDFC moneyback+ and biz grow are also included right?

 

[6ix9ine]

yes. already bought 30k. didn't knew about 1000 cb limit.
HDFC moneyback+ and biz grow are also included right?

Obviously yes, you can check yourself. Biz black metal has 10000 limit.

 

[CyberPsych]

5% cb via giftcard purchase.

No extra charges for gift card purchase?

 

[6ix9ine]

No extra charges for gift card purchase?

Depends on which GV, if amazon/flipkart, then charges will be there.

 

[rimtesh]

Yes, since smartbuy limit is 1000, except premium/super premium cards.

isn't that daily?
I have RG gold and the capping for per day is 1000 for accelerated and 4000 for month

 

[CyberPsych]

isn't that daily?

The 1% cashpoints/cashback for using the card on smart buy platform is capped at 1000 per month

 

[6ix9ine]

isn't that daily?
I have RG gold and the capping for per day is 1000 for accelerated and 4000 for month

Regalia is in premium category, I have already excluded that.

Btw, It's 2K per day and 4K in a month in case of regalia.

His query was for normal hdfc cards, and that has maximum of 1000/month.

 

[Maitri_Maniya]

Yes, since smartbuy limit is 1000, except premium/super premium cards.

also using HDFC biz grow card. will i get additional 10x reward points on spending on payzapp as per the card feature if spend min 10,000?

 

[6ix9ine]

also using HDFC biz grow card. will i get additional 10x reward points on spending on payzapp as per the card feature if spend min 10,000?

not sure about that, sorry.

What are you trying to achieve?

 

[Maitri_Maniya]

not sure about that, sorry.

What are you trying to achieve?

just checking. want to buy myntra vouchers. but can buy max 20k/month. per account