Hdfc personal loan with 12% Rate of interest and only Rs 999+GST processing fee; I need around 3 lakhs ; Hdfc preferred customer; Contacted my RM to get it without processing fee; But she said not possible; Is there any other way to get it without processing fee? Did anyone get? And 12% is best interest?
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HDFC PERSONAL LOAN 12% with Rs 999 processing fee
- Thread starter MJN
- Start date
12% seems high, I was offered 10.75% upto 15 L and 10.5% above it. Seems you have some loading done
Thanks so much friend
What about p.fee? And mine it's pre-approved offer ; My RM told it's possible to get 11% roi but p.fee will be 1% of the loan amount+GST (with salary documents);So it will be Rs 3000+GST and Not Rs 999 p.fee
and to clarify i will go for 3L for 12 months only; So can I push my RM to get it without processing fee or reduced roi; Is anybody got pre approved offer without processing fee? That is my question
What about p.fee? And mine it's pre-approved offer ; My RM told it's possible to get 11% roi but p.fee will be 1% of the loan amount+GST (with salary documents);So it will be Rs 3000+GST and Not Rs 999 p.fee
and to clarify i will go for 3L for 12 months only; So can I push my RM to get it without processing fee or reduced roi; Is anybody got pre approved offer without processing fee? That is my question
Last edited:
unusedbrain1
TF Premier
ALL DEPENDS on what u gonna do with that money .if u gonna Invest in business & that gonna earn thats ok 1.5% extra. &999 fee
If u gonna invest in home then thats ok too .
BCZ SINCE u will be paying in 18-24 month . U are mostly paying 5-6% post Depreciation of rupee. .
If u need for work which can wait for few months.. don't panic. Keep your cibil steady .. maintenance some extra balance. the offer gonna get better.in few months
Naah, Around 770
U shud try HDFC then definitely..
