HDFC Paytm Credit Card (₹49/month)

[Credit Karma]

I am seeing this when I open my Paytm app.

After clicking on it they are showing that to proceed with Credit card application.

Does it mean that I am pre-approved or pre-qualified for this card?

I do remember that I had expressed my interest in their cards. I had clicked on the "credit cards" in paytm app. And they showed me this -


When I click on the proceed I get this -


Will I be approved if I apply. Need your opinion guys.

 

[dav33]

looks like its neither prequalified or preapproved. it is just marketing for the credit card. and they will ask for required docs. anyways this card has no benefits and i suggest not to apply.

 

[Dhruvit.S]

You might get then card upon banks t&c, however do you hold a HDFC card already?

 

[Credit Karma]

You might get then card upon banks t&c, however do you hold a HDFC card already?

No.

 

[Credit Karma]

looks like its neither prequalified or preapproved. it is just marketing for the credit card. and they will ask for required docs. anyways this card has no benefits and i suggest not to apply.

Ok then I'll not apply for it ☺️

 

[ashwink]

Ok then I'll not apply for it ☺️

Yeah better to stay away it's not a worthy