SycSCNR
TF Select
Hi guys i have recently got the hdfc Moneyback plus card with a very low limit of 15k.I got the card only after 2 months by sending loads of mails to the hdfc grievance team and finally got the card yesterday.the application was submitted on September and at that time i didn't had any account with hdfc and on October i opened a bank account with them and been keeping 20k as balance.
I think they finally approved my application only because i have an account with them but am not sure
So my question is since the limit of my card is too low should i just the close the card now and wait for a pre-approved one with a better limit or use this card for the next 3 months and then ask for a limit enhancement?
I do have 2 axis card with 1 lakh limit each and a bob easy card with 50k limit.my cibil score is 776 and am self employed filing an ITR of 5lakh
I think they finally approved my application only because i have an account with them but am not sure
So my question is since the limit of my card is too low should i just the close the card now and wait for a pre-approved one with a better limit or use this card for the next 3 months and then ask for a limit enhancement?
I do have 2 axis card with 1 lakh limit each and a bob easy card with 50k limit.my cibil score is 776 and am self employed filing an ITR of 5lakh