Hdfc launch 4 new business credit card

[CMG]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

 

[Dad0h0j0]

HDFC Bank is quite weird sometimes. It gives an application number which doesn't reflect in their system. Gives an email of application declined and then gives SMS that card is approved. Got my BizBlack today. Will recommend going via offline channel to get this card. Online/Grievance/PNO didn't give the result but one phone call to RM at branch got things rolling.

have you tried GST payment; is there any charges?, DCB BizBlack is accepted at GST Payment? (Dinners CLub Card)

 

[sid16]

have you tried GST payment; is there any charges?, DCB BizBlack is accepted at GST Payment? (Dinners CLub Card)

Since you asked, I tried the same and it happened successfully.

 

[Dad0h0j0]

Since you asked, I tried the same and it happened successfully.

was there any charges? because only kotak bank payment gateway is there for GST payment.

 

[sid16]

was there any charges? because only kotak bank payment gateway is there for GST payment.

0.78% + 18% GST, meaning approx 0.92% transaction charges on all credit card payments from GST portal. Earlier Diners was higher, now they have same charges for Visa, Mastercard and Diners. Amex still not allowed.

 

[MONEY]

HDFC Bank is quite weird sometimes. It gives an application number which doesn't reflect in their system. Gives an email of application declined and then gives SMS that card is approved. Got my BizBlack today. Will recommend going via offline channel to get this card. Online/Grievance/PNO didn't give the result but one phone call to RM at branch got things rolling.

So do you have infinia + DCB + biz black on shared limit ?

 

[sid16]

So do you have infinia + DCB + biz black on shared limit ?

🤫.. 🤐.. 😶‍🌫️..

 

[Vikas09]

Alright, so strangely the bonus points are now showing in mycards right after the day the statement was generated. But I can't redeem them yet as they were generated one day later. I wonder if this is to be expected every month.

Bonus points will come on next day of statement generation

 

[sam4]

I hold a Business Regalia with a limit of 11.69 L, received a upgrade offer for Biz Black Metal edition card, I have applied for the upgrade.

What was your spend in last year on regalia?
Just wanted to get idea how this upgrade offer apply to only few. I have business regalia with 13 L limit. And after upgrade regalia remains active or only biz black?

 

[Dad0h0j0]

0.78% + 18% GST, meaning approx 0.92% transaction charges on all credit card payments from GST portal. Earlier Diners was higher, now they have same charges for Visa, Mastercard and Diners. Amex still not allowed.

Okey.. we have to done through Kotak gateway right?

 

[anishdacool]

Do salaried folks have any chance of getting these cards?

 

[Vikas09]

Do salaried folks have any chance of getting these cards?

Yes, if you have any hdfc premium card you can get it as floater

 

[SpidySpider]

Bizblack has 5x till only 50k, rest is 1x, is this correct?

 

[sidp]

Bizblack has 5x till only 50k, rest is 1x, is this correct?

No. min transactions in a statement cycle has to be 50k to get 5x rp.

 

[anishdacool]

Yes, if you have any hdfc premium card you can get it as floater

Thanks! I have DCB. For floater card, how can I apply - should I just apply on the website or call Diners support or something else?

 

[SpidySpider]

No. min transactions in a statement cycle has to be 50k to get 5x rp.

Sorry, I meant to say that the 5x i.e. 25 rp per 150 is limited to 7500 per statement cycle and above that the other spends (including business i.e. tax, etc) would earn 5 rp per 150, am I understanding it right?

 

[SpidySpider]

Has anyone tried using Biz Black metal for Advance tax payment? I got my card this month, paid advance tax a few days ago of 50k and today when the statement was generated, there are no Accelerated reward points for both the advance tax as well as the 1k smartbuy gyftr voucher i purchased. I am confused about how this works? Is there a delay in the credit of the bonus reward points?

Heyy, could you share how many total rp you got for the advance tax payment and the smartbuy voucher?
And when were you allowed to redeem the points?

 

[Heisenberg37]

Does biz black card comes with premium packaging?
I mean a box or something

 

[bing1309]

Does biz black card comes with premium packaging?
I mean a box or something

Just an basic envelope and just 1 paper which has everything including card (nothing premium, just 1 a4sheet that's it)

 

[mukhunthan]

What was your spend in last year on regalia?
Just wanted to get idea how this upgrade offer apply to only few. I have business regalia with 13 L limit. And after upgrade regalia remains active or only biz black?

The spend in the previous year was approximately 10-11L. After the upgrade, regalia has been deactivated and all the reward points were converted and added to the new card.

 

[Raigor]

Heyy, could you share how many total rp you got for the advance tax payment and the smartbuy voucher?
And when were you allowed to redeem the points?

It's a bit difficult to say exactly as the CC statement doesn't give transaction wise reward point break up like seen in Infinia for example. But roughly I got 8588 points for spend of 51k (50k tax and 1k gyftr)