HDFC Imperia

[alphamagnus]

Whats the requirement/eligibility for HDFC Imperia?

 

[Wealth is my birth right!]

Whats the requirement/eligibility for HDFC Imperia?

Effective 9th December 2017 the Eligibility for programme is given below:

Imperia Banking Eligibility Criteria*
A minimum Average Monthly Balance of Rs. 10 Lac in the Savings account
OR
A minimum Average Quarterly Balance of Rs. 15 Lac in a Current Account
OR
A minimum Average Monthly Balance of Rs. 30 Lac in a combination of Savings Accounts and Fixed Deposit

 

[Wealth is my birth right!]

Pls refer source here https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/imperia/eligibility

 

[alphamagnus]

Is there an alternative? NRV?

 

[Wealth is my birth right!]

Is there an alternative? NRV?

NRV concept goes good with SCB and IndusInd i think where if u have mortgage loan in big ticket that also considered as potential weightage, even though its liability not asset.

 

[anish1516]

10L MAB is required at least to get Imperia. Once you maintain it for couple of months ask the RM to make your account Imperia.

 

[avishj]

What are the benefits of Imperia? Is it really worth keeping such a big amount in SB or FD (lower interest than other banks)?

 

[anish1516]

I

What are the benefits of Imperia? Is it really worth keeping such a big amount in SB or FD (lower interest than other banks)?

Imperia and Preferred are almost same. Preferred is much easier to get. I would suggest having preferred. It becomes easier to get Imperia if you have 2-3 accounts linked as family accounts and all have decent balance.

 

[Wealth is my birth right!]

What are the benefits of Imperia? Is it really worth keeping such a big amount in SB or FD (lower interest than other banks)?

Infinia via Imperia will be easy since you will be having good balance/FD in your account and most of the Imperia RMS are a bit knowledge well.

 

[avishj]

I

Imperia and Preferred are almost same. Preferred is much easier to get. I would suggest having preferred. It becomes easier to get Imperia if you have 2-3 accounts linked as family accounts and all have decent balance.

Ohh okay, any special benefits with Preferred? I have not really explored HDFC HNI Banking yet.

Infinia via Imperia will be easy since you will be having good balance/FD in your account and most of the Imperia RMS are a bit knowledge well.

That makes a lot of sense, spends are there to justify yet, but maybe down the line will consider this.

 

[navonline7]

Preferred is much easier to get

What is the TRV for Preferred?

 

[anish1516]

What is the TRV for Preferred?

2 Lakh MAB I think

 

[anish1516]

Ohh okay, any special benefits with Preferred? I have not really explored HDFC HNI Banking yet.

That makes a lot of sense, spends are there to justify yet, but maybe down the line will consider this.

 

[Wealth is my birth right!]

What is the TRV for Preferred?

If u hold 2lac and above in any hdfc account for a quarter automatically ur banner will show u as preferred i/o standard better take that route and further u can spend that 2lac for a quarter and then fund it to maintain preferred status whereas if u go and upgrade account on ur own MLY strict balance to be maintained.

 

[PixelNexus007]

I had to write to support@hdfcbank.com to get my account to preferred tier after waiting almost 6 months. The straight forward process is fill the application for your tier and submit via email or to branch manager in person.

 

[Infiniti]

Infinia via Imperia will be easy since you will be having good balance/FD in your account and most of the Imperia RMS are a bit knowledge well.

anyone has experienced this? they have not confirmed yet for me with imperia despite the best effort of RM.

 

[Pavan]

anyone has experienced this? they have not confirmed yet for me with imperia despite the best effort of RM.

I have three family members with imperia from 4 years believe me even to get DCB paid i had to reach to Bangalore Head and even now am facing issues with Credit card for my mom

 

[Infiniti]

I have three family members with imperia from 4 years believe me even to get DCB paid i had to reach to Bangalore Head and even now am facing issues with Credit card for my mom

precisely my experience. fairly recent for me but I don't think imperia is worth the 10L NRV. any views on which would be a good option for premium accounts? Citigold back in the day was great..last ditch effort from them to retain accounts with 22% cashback on DC spends.

 

[Wealth is my birth right!]

precisely my experience. fairly recent for me but I don't think imperia is worth the 10L NRV. any views on which would be a good option for premium accounts? Citigold back in the day was great..last ditch effort from them to retain accounts with 22% cashback on DC spends.

I always feel that best way to get cards is by other cards limit rather than maintaining big NRV with these banks.
BTW i own premium banking with SCB (15lac NRV), ICICI Privilege, HDFC savings max and Indus exclusive out of all these i own magnus from Axis without account with them.

 

[anish1516]

I always feel that best way to get cards is by other cards limit rather than maintaining big NRV with these banks.
BTW i own premium banking with SCB (15lac NRV), ICICI Privilege, HDFC savings max and Indus exclusive out of all these i own magnus from Axis without account with them.

But C2C is not always available. Right now Axis/ICIC are not offering cards C2C.