This statement I have been told by one of the executive from HDFC LTD branch. There is no limit to do pre-payment offline via branch, the 25% cap is set only for online mode pre-payment.Hi @Rishabh - I am about to apply for HDFC home loan when I stumbled across this post. Is such wordings mentioned anywhere in the TnC like website, loan sanction/disbursement letter, agreement etc.? And is this still in force after merger of HDFC with HDFC bank?