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Regalia Gold HDFC has allowed for a 2nd core card, but are they LTF

Hi All,

As HDFC started offering for a 2nd core card, I was trying to check the cards I can get. The following is available on Regalia Gold, I am confused if it is LTF or only FYF, because under the cancelled pricing it shows "Fees gets waived off on annual spends of Rs 4 lacs". Has anyone tried this yet or has an idea if it is LTF or FYF?


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