vamsikrishna1997
TF Buzz
Hi everyone. I'm having an LTF paytm hdfc credit card which I'm being using since 3 years. I'm also having another tata neu plus credit card and using it since 2+ years.
As they both are co-branded cards and not eligible for instant discounts I have raised a request to upgrade my LTF paytm credit card to a core credit card. First the customer care team rejected it and I again sent mail to grievance redressal team.
This time they responded positively and agreed to upgrade it moneyback plus card but only as FYF.
I'm mostly using my tata neu card as it supports upi spends and also I'm having regular purchases in tata neu app and I was able to achieve the 1 lac spends per year and I'm getting the annual fee waived off for it.
Now my question is: 1) Should I go for the FYF moneyback plus credit card upgrade even though it gets charged after 1st year. Because I'll lose my LTF paytm card but can I again ask them to make this money back card also to LTF? If is asking there is any possibility for that?
2) If they won't agree for LTF money back card and I took it as FYF for now. Later will there be any possibility that I can convert my tata neu card as LTF by requesting them again after few months as I'm already spending more than 1 lac which is the annual spends limit for few waiver for this year too,which makes 2 years.
If there is any tips and tricks to do that please let me know.
TIA.
As they both are co-branded cards and not eligible for instant discounts I have raised a request to upgrade my LTF paytm credit card to a core credit card. First the customer care team rejected it and I again sent mail to grievance redressal team.
This time they responded positively and agreed to upgrade it moneyback plus card but only as FYF.
I'm mostly using my tata neu card as it supports upi spends and also I'm having regular purchases in tata neu app and I was able to achieve the 1 lac spends per year and I'm getting the annual fee waived off for it.
Now my question is: 1) Should I go for the FYF moneyback plus credit card upgrade even though it gets charged after 1st year. Because I'll lose my LTF paytm card but can I again ask them to make this money back card also to LTF? If is asking there is any possibility for that?
2) If they won't agree for LTF money back card and I took it as FYF for now. Later will there be any possibility that I can convert my tata neu card as LTF by requesting them again after few months as I'm already spending more than 1 lac which is the annual spends limit for few waiver for this year too,which makes 2 years.
If there is any tips and tricks to do that please let me know.
TIA.