HDFC Bank Smartbuy Reward Limit Revised For Infinia Credit Card | Daily Caping Removed

[TechnoFino]

HDFC Bank has removed the smartbuy portal daily maximum points capping from its Infinia credit card. Earlier, it was limited to 7500 reward points per day, but now it has been increased to 15,000 points per day, which is equivalent to the monthly capping.

So, if you want to make significant spends on smartbuy portal or already have big transactions planned, you can now complete the monthly target in a single day, which was not possible earlier due to the daily capping.
I must say, the daily capping was sufficient for most people, but having no cap is definitely a liberating feeling, making it a good move from HDFC Bank.

 

[CVR]

I don’t remember correctly but wasn’t monthly cap 25000 for Infinia earlier or it was 15000 only?

 

[JimCarrey]

I don’t remember correctly but wasn’t monthly cap 25000 for Infinia earlier or it was 15000 only?

15000 for quite a few months.

 

[Krishna_LFC]

Have they leaked the announcement for Infinia Reserve?👀

 

[bonheur]

Reward points or Cashback will be posted within 90 working days from the last date of transaction month.

I don't recall if they used to have this specific clause earlier, can someone please confirm? RPs at least for their premium cards get credited on statement generation every month and not after 90 days.

 

[CVR]

I don't recall if they used to have this specific clause earlier, can someone please confirm? RPs at least for their premium cards get credited on statement generation every month and not after 90 days.

It was always there as outer limit i think

 

[shuperman]

It was always there as outer limit i think

Can someone please confirm this?

 

[smuff]

Probably to attract magnus holders?

 

[Rishi Singh]

Probably to attract magnus holders?

Axis has issued magnus to every tom, dick and harry... I don't think that HDFC will promise Infinia reserve to Axis magnus holders... They will keep this card exclusive so that everyone aims for it but only select few will get it based on their relationship with the bank...

 

[kuku1687]

Daily limit removed. Monthly limit still stands

 

[BeingIncog]

Daily limit removed. Monthly limit still stands

informative thread is already created - https://www.technofino.in/community...finia-credit-card-daily-caping-removed.15869/ discuss in that thread.

 

[BhaiyaJi]

Now they have increase processing charges on Amazon Pay gift card & also on Amazon Shopping gift card

 

[Krishna_LFC]

HDFC Bank has removed the smartbuy portal daily maximum points capping from its Infinia credit card. Earlier, it was limited to 7500 reward points per day, but now it has been increased to 15,000 points per day, which is equivalent to the monthly capping.

So, if you want to make significant spends on smartbuy portal or already have big transactions planned, you can now complete the monthly target in a single day, which was not possible earlier due to the daily capping.
I must say, the daily capping was sufficient for most people, but having no cap is definitely a liberating feeling, making it a good move from HDFC Bank.

HDFC Bank has removed the smartbuy portal daily maximum points capping from its Infinia credit card. Earlier, it was limited to 7500 reward points per day, but now it has been increased to 15,000 points per day, which is equivalent to the monthly capping.

So, if you want to make significant spends on smartbuy portal or already have big transactions planned, you can now complete the monthly target in a single day, which was not possible earlier due to the daily capping.
I must say, the daily capping was sufficient for most people, but having no cap is definitely a liberating feeling, making it a good move from HDFC Bank.

Its still caping at 7500 when trying to buy instant vouchers via gftyr using infinifa

 

[NikhilTravelLover]

Now they have increase processing charges on Amazon Pay gift card & also on Amazon Shopping gift card

Earlier only Amazon pay had processing fee.
Now for Amazon shopping voucher also they are charging processing fee?

 

[4uziaul]

Earlier only Amazon pay had processing fee.
Now for Amazon shopping voucher also they are charging processing fee?

Yes 👍

 

[NikhilTravelLover]

Yes 👍

Which other vouchers we have to pay Processing fees now?

 

[4uziaul]

Which other vouchers we have to pay Processing fees now?

So far, only ASV has been reported.

 

[Rishi Singh]

Its still caping at 7500 when trying to buy instant vouchers via gftyr using infinifa

That is just an estimation of the points, might be that they have not yet updated that part of the Smartbuy website to reflect 15000 points in payment preview.
You can confirm with Infinia Concierge before buying, whether you will get 15k points or not.

 

[UKJ]

That is just an estimation of the points, might be that they have not yet updated that part of the Smartbuy website to reflect 15000 points in payment preview.
You can confirm with Infinia Concierge before buying, whether you will get 15k points or not.

It's showing on their main terms page. Means the cap is removed. They'll probably take some time to make changes to all links.

 

[Rishi Singh]

It's showing on their main terms page. Means the cap is removed. They'll probably take some time to make changes to all links.

Just now I had to make a hotel booking of around 30k... Asked the infinia helpline whether the daily capping of 7500 has been removed. They confirmed it has been removed from 1st August and only 15000 daily/monthly capping remains.
Completed the booking.