HDFC Bank Smartbuy Reward Limit Revised For Infinia Credit Card | Daily Caping Removed

[TechnoFinoTechnoFino is verified member.]

HDFC Bank has removed the smartbuy portal daily maximum points capping from its Infinia credit card. Earlier, it was limited to 7500 reward points per day, but now it has been increased to 15,000 points per day, which is equivalent to the monthly capping.

So, if you want to make significant spends on smartbuy portal or already have big transactions planned, you can now complete the monthly target in a single day, which was not possible earlier due to the daily capping.
I must say, the daily capping was sufficient for most people, but having no cap is definitely a liberating feeling, making it a good move from HDFC Bank.

 

[nikhilv0303]

Is this monthly capping of 15k RP on Infinia - calendar month cycle or statement cycle?

 

[drmsiva]

Is this monthly capping of 15k RP on Infinia - calendar month cycle or statement cycle?

It is per calendar month.

 

[Avatar Aang]

Yes. Calendar month is considered.

 

[kumarvishwas]

I made two transactions on SmartBuy(for flight using GoIbibo OTA) at around/before 6 PM yesterday , still seeing the transaction as unsettled on myCards.

Any possibility that it would be settled by today EOD and considered under May months 15K quota? As next month have plans to exhaust complete 15K quota on hotel bookings

 

[Ash8]

I made two transactions on SmartBuy(for flight using GoIbibo OTA) at around/before 6 PM yesterday , still seeing the transaction as unsettled on myCards.

Any possibility that it would be settled by today EOD and considered under May months 15K quota? As next month have plans to exhaust complete 15K quota on hotel bookings

I have made transactions on last day of the month at 6pm as well and have got points correctly. Don't bother about accelerated points credit in case of regular smartbuy transactions. In case of forex load offer, for which you were also asking, that is a once in a long time different scenario which couldn't be risked to the last day of the month.

P.S. Konsi foreign trip jaa rhe? 🤣