HDFC Bank Preapproved Diners Privilege Card

[Amitt Aryan]

Today I got this banner for 2nd time.

Its again HDFC Diner Previlege Card which I rejected in February, 2022.

I was interested for HDFC Regalia.

I thought Hdfc will offer Regalia but again they offered the same with increased limit of just 25k. ☹️😏

Also, its spend based preapproved with charges Rs. 2500/-.
Not unconditional LTF.

Now I am in dilemma, should I accept it or not.😋🤣

 

[Amitt Aryan]

Even from this you can get upgrade to DCB/Infinia

Lets see.

 

[Amitt Aryan]

Update :
Today IPV done for Hdfc Preapproved credit card.

 

[Rashya]

Update :
Today IPV done for Hdfc Preapproved credit card.

Do they do IPV even for pre-approved credit card ?

 

[Amitt Aryan]

Do they do IPV even for pre-approved credit card ?

Even I am surprised.🤣🤣

 

[Amitt Aryan]

Even I am surprised.🤣🤣

While submitting details it was only 3 step for submission.

But I am so fortunate that I am getting IPV done for even preapproved cards.

Feeling so lucky🤣🤣

 

[himesh8924]

Today I got this banner for 2nd time.

Its again HDFC Diner Previlege Card which I rejected in February, 2022.

I was interested for HDFC Regalia.

I thought Hdfc will offer Regalia but again they offered the same with increased limit of just 25k. ☹️😏

Also, its spend based preapproved with charges Rs. 2500/-.
Not unconditional LTF.

Now I am in dilemma, should I accept it or not.😋🤣

If you want to take Regalia card then you have to maintain a good relationship (500k -600k) with them at least 6 months.

 

[thunderbolt]

Maybe someone can confirm if they even give Millennia to self-employed or not. Kya pta wait krne ka koi fayda hi na ho.

I'm self-employed, I had got pre-approved Millenia with 75K limit.

 

[Amitt Aryan]

If you want to take Regalia card then you have to maintain a good relationship (500k -600k) with them at least 6 months.

Always its not about relationship.
Its your credit profile as well.
I dont have that much limit in my credit cards that will fetch me Regalia.
Floor limit for Regalia is 3Lac.
And for Diners Privilege its less than that.
Thats why they have offered me Diners privilege again.
I dont have that much limit.
Max limit is 2.5 lac of Indusind bank which is just 1 month old.

So practically I think they have offered me according to my profile.

Many people maintaining 3Lacs and more has got Moneback plus offer.

 

[thunderbolt]

Today I got this banner for 2nd time.

Its again HDFC Diner Previlege Card which I rejected in February, 2022.

I was interested for HDFC Regalia.

I thought Hdfc will offer Regalia but again they offered the same with increased limit of just 25k. ☹️😏

Also, its spend based preapproved with charges Rs. 2500/-.
Not unconditional LTF.

Now I am in dilemma, should I accept it or not.😋🤣

How much is your ITR/payslip ?
My limit on Millenia was 75K, I got upgrade to Regalia with 3L limit because of my ITR.

 

[Amitt Aryan]

How much is your ITR/payslip ?
My limit on Millenia was 75K, I got upgrade to Regalia with 3L limit because of my ITR.

9.5L ctc

 

[Amitt Aryan]

IPV!!

Mera to kuch nehi hua tha ... Aisei mil gaya

Dnt know yar

 

[SoggypastA]

Always its not about relationship.
Its your credit profile as well.
I dont have that much limit in my credit cards that will fetch me Regalia.
Floor limit for Regalia is 3Lac.
And for Diners Privilege its less than that.
Thats why they have offered me Diners privilege again.
I dont have that much limit.
Max limit is 2.5 lac of Indusind bank which is just 1 month old.

So practically I think they have offered me according to my profile.

Many people maintaining 3Lacs and more has got Moneback plus offer.

I got regalia last year with 255K limit 🙃

 

[Bigde]

I have also received the similar offer where they are offering Dinners Club Privilege card, on top of this they are offering 1500 Rs Amazon voucher if the application is approved and a conditional LTF if I manage to spend 1L rs. in the initial 90 days post the card approval. Since my target is to get Infinia in future, thinking of letting go this offer for now. Can someone confirm if I can upgrade from DC privilege to Infinia in future or shall I wait for the offer of Regalia and upgrade to Infinia using that route?

 

[SoggypastA]

How?

I don't know I received offer on netbanking that you have to apply online without taking any help and it will be LTF.
Now I don't remember it was pre-approved or not.

 

[bdnbje]

No don't apply
Wait

What is your monthly income?

nothing I have 1 lakh sitting on my hdfc account thats about it

 

[Bigde]

Yeah ofcourse you can ... It's in same place in hierarchy as Regalia ...

Yeah but somewhere I read that DC Privilege usually gets upgraded to DC Black and Regalia users get Infinia as an upgrade. Don't want to get stuck with DC privilege

 

[moonsmart]

I'm self-employed, I had got pre-approved Millenia with 75K limit.

Did you got business moneyback card pre-approved initially and waited to get Millennia or directly got Millennia?

 

[bdnbje]

I see ...

Then your best bet might be to take it
LTF?

i called up the cc guy of my branch and he said i have a 1 lakh millenia pre approved. i said ill take it but he did ask for my self employment details which i just made up. and then i asked him there wont be any verifications right and he said no. he did send me the application number and it starts with DCC does that mean its on the diners club network?

 

[Rashya]

i called up the cc guy of my branch and he said i have a 1 lakh millenia pre approved. i said ill take it but he did ask for my self employment details which i just made up. and then i asked him there wont be any verifications right and he said no. he did send me the application number and it starts with DCC does that mean its on the diners club network?

Your card maybe Diners club or may not be, but DCC has nothing to do with diners club. My friend applied for moneyback plus and Application ref starts with DCC, its just the reference number.

Yeah it's Diner's Millennia ... Nowadays most people are getting DC Millennia

Not true.

 

[Amitt Aryan]

Your card maybe Diners club or may not be, but DCC has nothing to do with diners club. My friend applied for moneyback plus and Application red starts with DCC, its just the reference number.




Not true.

Very Right