HDFC Bank has launched new Payzapp application with new features and good UI

[Deleted member 5552]

I saw a new application of payzapp and it is early access from Play Store. But when I tried to login, it says I am in waiting list. Anyone got access to new app?

 

[Rohith_Kumar_Sp]

Mobikwik cashback credited today, but no cashback on PayZapp credit card payments 😞

@RajBlr all the more confusing.

 

[RajBlr]

@RajBlr all the more confusing.

Mobikwik/paytm is their app giving CB for using it to pay anything, which is different.

Yes multiple issues in hand now in Payzapp especially

1. Payzap CC Payment for HDFC DC to HDFC CC you won't get RP (written a mail to Imperia support on my account, not expecting quick and positive response)

2. Payzapp HDFC DC to any credit card payment you won't get RP (I tried 100rs, it showed non BBPS for even Axis CC Payment through Payzapp)

3. Payzapp HDFC DC to any CC Payment you will get RP if the gateway is properly shown ( this I am not sure, but Visesh has noticed and clarified on this, how MCC works)

Overall, leaving all the above, instead of Payzapp, if you use netbanking bill payment to pay any CC(hdfc not supported anyway)using DC to pay, you get 110% for sure, the RP. I have tested it for several months.

Payzapp is newly introduced so still confusing 😕

Please note HDFC DC here is visa platinum DC, we are talking here and 1% RP on them upto 750 Max monthly, which can be redeemed 1:1 CB from DC section in netbanking. This is for any starter as many questions comes on this.

 

[Wealth is my birth right!]

Mobikwik cashback credited today, but no cashback on PayZapp credit card bill payments 😞

Yes as confirmed by some hdfc cust care guys no rewards will be there for payzapp bills
It’s shared by some TF user on other thread
So let’s use by MobiKwik

 

[jack333]

Are you able to load payzapp from eterna card? I'm getting transaction failed message everytime. Even got a call from payzapp cc to confirm the transaction

 

[pprakash11]

Are you able to load payzapp from eterna card? I'm getting transaction failed message everytime. Even got a call from payzapp cc to confirm the transaction

Some people are saying BOB has blocked wallet load from their end, after crossing a certain amount of txn.

 

[Abhishek012]

Are you able to load payzapp from eterna card? I'm getting transaction failed message everytime. Even got a call from payzapp cc to confirm the transaction

i heard BOB RuPay cc to wallet loading failing, now Eterna Visa/mastercard variant also failing ?

here details - https://www.technofino.in/community/threads/bob-rupay-card-getting-declined.8835/

 

[jack333]

I talked to bob cc. They said they've blocked payzapp wallet load for all bob cards. Is it true?

 

[Abhishek012]

I talked to bob cc. They said they've blocked payzapp wallet load for all bob cards. Is it true?

one person send me this msg, he got reply from BOB Credit Card -

We wish to inform you that, “As per the internal guidelines you are not allowed to do the transactions on these merchants (PAYTM WALLET, HTTPS WWW AIRTEL IN BA)”. We sincerely apologize for the inconvenience caused.
- Team BoB Financial

 

[pprakash11]

one person send me this msg, he got reply from BOB Credit Card -

We wish to inform you that, “As per the internal guidelines you are not allowed to do the transactions on these merchants (PAYTM WALLET, HTTPS WWW AIRTEL IN BA)”. We sincerely apologize for the inconvenience caused.
- Team BoB Financial

BOB being cheapest amongst all.
First you can't control your reward structure.
And then when people start using their cc for wallet loading, they are blocking the cards from doing these txns.

 

[RajBlr]

one person send me this msg, he got reply from BOB Credit Card -

We wish to inform you that, “As per the internal guidelines you are not allowed to do the transactions on these merchants (PAYTM WALLET, HTTPS WWW AIRTEL IN BA)”. We sincerely apologize for the inconvenience caused.
- Team BoB Financial

Isn't it against consumer freedom or rights?

Why do they limit not to be used in certain applications or wallet

If they disclosed it in advance to all their card usrs in t&c, then it is understandable

 

[Chaitanya-a]

I talked to bob cc. They said they've blocked payzapp wallet load for all bob cards. Is it true?

@pprakash11 💀

 

[jack333]

Bhai ab to eterna card ka koi fayda hi nahi hai

 

[xxScriptzxx]

I loaded 41k on first of this month using eterna and got 3.75%.

 

[pprakash11]

Bhai ab to eterna card ka koi fayda hi nahi hai

LTF ho to theek hai.
Warna toh BOB Snapdeal best hai.

 

[pprakash11]

@pprakash11 💀

This month BOB target I already achieved 😂

 

[Chaitanya-a]

This month BOB target I already achieved 😂

 

[Rohith_Kumar_Sp]

Mobikwik/paytm is their app giving CB for using it to pay anything, which is different.

Yes multiple issues in hand now in Payzapp especially

1. Payzap CC Payment for HDFC DC to HDFC CC you won't get RP (written a mail to Imperia support on my account, not expecting quick and positive response)

2. Payzapp HDFC DC to any credit card payment you won't get RP (I tried 100rs, it showed non BBPS for even Axis CC Payment through Payzapp)

3. Payzapp HDFC DC to any CC Payment you will get RP if the gateway is properly shown ( this I am not sure, but Visesh has noticed and clarified on this, how MCC works)

Overall, leaving all the above, instead of Payzapp, if you use netbanking bill payment to pay any CC(hdfc not supported anyway)using DC to pay, you get 110% for sure, the RP. I have tested it for several months.

Payzapp is newly introduced so still confusing 😕

Please note HDFC DC here is visa platinum DC, we are talking here and 1% RP on them upto 750 Max monthly, which can be redeemed 1:1 CB from DC section in netbanking. This is for any starter as many questions comes on this.

So how do I get RP on paying HDFC millennia CC? mobiwick as many pointed out is the only way?

 

[pprakash11]

So how do I get RP on paying HDFC millennia CC? mobiwick as many pointed out is the only way?

Yes.

 

[D₹V]

.

Millennia DC will give RP anyway. Platinum Won't.

 

[Rohith_Kumar_Sp]

Yes.

Is it safe to give Mobikwik aadhar for KYC. It says they'll share it loan partners, I don't want to give them access.