genXtechie
TF Buzz
Hey everyone – I just received an upgrade offer from HDFC Bank and I'm a bit confused.
They’re offering me an upgrade from my HDFC Diners Privilege Credit Card (which is lifetime free) to the new HDFC Marriott Bonvoy Credit Card.
The new card comes with 1st year free, but from the 2nd year onwards it carries a fee of ₹3000 + GST per year.
I'm wondering:
✅ Has anyone already made this switch?
💸 Is the Marriott Bonvoy card actually worth the annual fee?
🤔 Would you switch from a free card to a paid one if the benefits looked better?
Would really appreciate your expert thoughts!
They’re offering me an upgrade from my HDFC Diners Privilege Credit Card (which is lifetime free) to the new HDFC Marriott Bonvoy Credit Card.
The new card comes with 1st year free, but from the 2nd year onwards it carries a fee of ₹3000 + GST per year.
I'm wondering:
✅ Has anyone already made this switch?
💸 Is the Marriott Bonvoy card actually worth the annual fee?
🤔 Would you switch from a free card to a paid one if the benefits looked better?
Would really appreciate your expert thoughts!