HDFC Bank And Swiggy Launched HDFC Bank Swiggy Credit Card | Full Details

[rohant]

Swiggy card is being offered as LTF on Swiggy app, interested people checkout.

Interested, checked out, but still paid for me.

 

[krishc]

Those of us who took paid card are 🥴 now

 

[ChurningNoob]

Swiggy card is being offered as LTF on Swiggy app, interested people checkout.

Paid for me not even FYF

 

[BhaiyaJi]

From 21st June cashback will be credited as statement credit.

 

[Rdspam]

From 21st June cashback will be credited as statement credit.

New king in place of millenia??

This makes 5% categories much more than millenia card

 

[althafvly]

Does this card give cashback for amazon gift voucher purchase?. Like sbi cashback?

 

[runzone]

Does this card give cashback for amazon gift voucher purchase?. Like sbi cashback?

Which site does sbi give cb for apay gift cards?

 

[althafvly]

Which site does sbi give cb for apay gift cards?

From amazon directly.

 

[devine_mortal]

My application was rejected with -

"The reason is that we encountered a challenge while verifying and validating your identity through our Contact Point Verification process."

I think they verified the company I use to work with. Didn't know such verification happens specially when I was already a HDFC CC customer.

 

[iamdhamo]

https://www.moneycontrol.com/news/business/personal-finance/swiggy-hdfc-bank-credit-card-revises-cashback-structure-here-are-the-details-12729406.html/amp

Sumanta in focus where he mentions it as good move for the card since they redeeming with statement instead of giving as swiggy money

Another article by him at mC

 

[Jatin Kumar]

HDFC Bank and Swiggy recently launched a co-branded credit card, the Swiggy HDFC Bank Credit Card. This is the first co-branded credit card from the food delivery cum grocery delivery giant, Swiggy. Let's first check the card details.

Fees:
Annual Fees: Rs. 500 + GST
Annual Fee Waiver Criteria: Spend ₹2L in a year.

Welcome Benefits:
Complimentary Swiggy One Membership for 3 months (onetime benefit)

This is a very basic credit card, so it doesn't have any specific main benefits associated with it. Let's check its reward system.

Reward System:

Spends Category	Cashback Rate	Capping	Exclusion
Swiggy Application (Food ordering, Instamart, Dineout & Genie).	10%	Rs. 1500 Per Billing Cycle	Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis
Online Spends Across Top Brands/Categories*	5%	Rs. 1500 Per Billing Cycle	See The Below Chart*
Other Categories (Online & Offline)	1%	Rs. 500 Per Billing Cycle	Fuel, Rent, EMI, Wallet, Jewellery, Government Payment

List Of 5% Cashback Categories With Merchants Category Code (MCC):
* Please note that only selected merchants mapped under the below list of MCCs are eligible for 5% Cashback Category.

CATEGORY	MCC
Apparels	5137,5139,5611,5621,5631,5641,5651,5655,5661,5691,5697,5699,5948
Department Store	5200,5300,5311,5331,5949,5973
Electronics	1731,5045,5046,5065,5099,5722,5732,5734,5946,7372,7622,7623,7629,7631
Entertainment	4411,4899,5193,5992,7032,7033,7333,7832,7911,7922,7929,7933,7991,7996,7997
Home Decor	5198,5211,5231,5251,5712,5713,5714,5718,5719,5950,7641
Medical Stores & Pharmacies	5122,5912,5975,8042,8043
Personal Care	5977,7230,7297,7298
Local Cabs	3351,3359,3387,3389,3390,3393,3395,4121
Pet Stores & Supplies	5192,5733,5735,5941,5942,5945,5995,7829,7941
Discount Stores	5399

You'll receive cashback in the form of "Swiggy Money," and it will be valid for one year from the date of earning the cashback.

You can redeem your Swiggy Money earned via the Swiggy HDFC Bank Credit Card on the Swiggy application on the following Swiggy platforms:

• Food ordering
• Instamart
• Dineout
• Genie

Eligibility Criteria:

• Indian Resident

Salaried:

• Age: 21 to 60 years
• Income: Rs. 25,000 Per month or more.

Self-Employed:

• Age: 21 to 65 years
• Income: ITR Of Rs. 6,00,000 or more.

Application Link: https://bit.ly/TFHDFCSW

This is a very basic credit card with its main benefit lying in its reward system. By spending Rs. 15,000 a month on the Swiggy app, you can earn Rs. 1500 cashback. Additionally, you can earn 5% cashback from various online websites like Amazon, Flipkart, Myntra, Online Medicine Ordering Websites, and others listed under MCCs (Merchant Category Codes).

If you spend Rs. 10,000 on Swiggy (for food and grocery delivery) and Rs. 15,000 on other 5% merchants (Amazon/Flipkart/Myntra/Online Medicine/etc) per month, you can earn a total of Rs. 1,750 cashback each month. That's Rs. 21,000 cashback in a year against Rs. 3 lakh worth of spends, which is equivalent to 7% cashback.

However, the only drawback of this credit card is that you can only redeem your cashback on the Swiggy app, limited to food delivery, dining, grocery delivery, or Swiggy Genie (local parcel delivery). If you are comfortable with this type of redemption, this card is a good choice. Otherwise, if you prefer real cashback, you may want to consider the HDFC Bank Millennia Credit Card or other credit cards in the same category.

Now this credit card became same as HDFC Millennia Credit card. Right ?

If I will order any Mobile Phone from Flipkart and swiggy then I will get 5% rewards point from swiggy HDFC card ??? This purchase belongs to eligible list of online purchase for cashback ??? I am getting 5% rewards points on purchasing items in Amazon and Flipkart through HDFC CREDIT CARD regardless any MCC

 

[skywalker]

Swiggy card is being offered as LTF on Swiggy app, interested people checkout.

I’m interested but I’m not getting it as LTF, they’re offering it to me as a paid card on Swiggy app. Is there any way to get it LTF? By reaching out to any HDFC email address or anything? I have bank account with them and I also have HDFC CC.

 

[sudhanshu22]

Does this card give 5% cashback for flight and travel bookings (makemytrip etc) ? Also, for groceries, if I purchase from flipkart, will it give any cashback ?

 

[pprakash11]

Does this card give 5% cashback for flight and travel bookings (makemytrip etc) ? Also, for groceries, if I purchase from flipkart, will it give any cashback ?

Flight, travel and Hotel ❌
Grocery ✅

 

[sudhanshu22]

as per youtube on spendwisely, l see that grocery from other places are not allowed for 5% cashback.

 

[runzone]

Does HDFC Swiggy give 5% smartbuy CB? Yes or No?

 

[James]

Does HDFC Swiggy give 5% smartbuy CB? Yes or No?

I think all cards will give cb

 

[sudhanshu22]

as per youtube on spendwisely, l see that grocery from other places are not allowed for 5% cashback.

please reply if amazon/flipkart/bigbasket grocery is allowed for 5% cashback

 

[mitul114]

I was recently offered this card. Limit will be shared between DCB metal and this card (if approved)

 

[djrocky]

I am sure this card will be excluded from hdfc credit card discount offers on ecommerce sites such as amazon, flipkart similar to sbi cashback card.