Hack to get SC Bank Credit Card

[Sai Ganesh]

Hi friends,

As you all are aware that SC might not give cc easily to customers.

I found an effective hack to get SC Bank Credit Cards.

Do not apply with the phone number where most of your other bank credit cards are linked.

If possible try to use a number never registered on any banks , apply through that , 99% i can assure you the card will be approved .

Worked for me and for my friend as well , so thought of posting here .

I have used my secondary number , my friend bought a new sim itself , no nothing is registered in that.

Pls try your luck and update here.

Please Make sure your Pan has no SC entries for the past 90 days.

 

[Sai Ganesh]

I think when u pay the fee and get the card, then you are eligible for the buds. I got my card last month and since it was free, did not get the buds

No its for no joining fees also , you have to spend 2500 or more within 30 days in first 2 transactions,

Please see T&C fully for more reference.

 

[RajMahadik]

Only Smart CC is being approved on an aggressive manner , we got applied Smart and got the same.

More than that , we were interested on oneplus buds.

Applied.. Conditionally approved but haven't got vkyc link...

 

[Sai Ganesh]

Applied.. Conditionally approved but haven't got vkyc link...

Super bro , wait for some 3-4 days , they process it very slow.

Once VKYC is done , it will be 99% approved.

 

[jack333]

Super bro , wait for some 3-4 days , they process it very slow.

Once VKYC is done , it will be 99% approved.

Do they do house verification also as i've given some relative's address in serviceable pin code?

 

[fageriaji]

Hi friends,

As you all are aware that SC might not give cc easily to customers.

I found an effective hack to get SC Bank Credit Cards.

Do not apply with the phone number where most of your other bank credit cards are linked.

If possible try to use a number never registered on any banks , apply through that , 99% i can assure you the card will be approved .

Worked for me and for my friend as well , so thought of posting here .

I have used my secondary number , my friend bought a new sim itself , no nothing is registered in that.

Pls try your luck and update here.

Please Make sure your Pan has no SC entries for the past 90 days.

It's not necessary. I applied with my mobile number which have 4 credit cards and it was approved with in 3 days without any income proof. Currently I am holding 2 credit cards from SC.

 

[Rohan]

I applied digismart instead of smart CC and it's approved few days back ago with 78K limit. Is there any way to upgrade digismart or when can I apply again.

 

[fageriaji]

I applied digismart instead of smart CC and it's approved few days back ago with 78K limit. Is there any way to upgrade digismart or when can I apply again.

After 6 months you can apply or find the upgrade offer in your netbanking login.

 

[Sai Ganesh]

No bro dont worry

Do they do house verification also as i've given some relative's address in serviceable pin code?

 

[RajMahadik]

Super bro , wait for some 3-4 days , they process it very slow.

Once VKYC is done , it will be 99% approved.

Okay 4 days crossed no vkyc link... Let finger cross

 

[Sai Ganesh]

It's not necessary. I applied with my mobile number which have 4 credit cards and it was approved with in 3 days without any income proof. Currently I am holding 2 credit cards from SC.

For you no issue bro , since u r holding only 4 cc , its for the persons who are holding around 15

 

[Gaurav Goel]

For you no issue bro , since u r holding only 4 cc , its for the persons who are holding around 15

Yes, thats why I think, every time I applied on their website, it got rejected as I hold 15+ cards. However, thanks to their customer care was able to get the Smart Card.

 

[aashuuuu]

Yes, thats why I think, every time I applied on their website, it got rejected as I hold 15+ cards. However, thanks to their customer care was able to get the Smart Card.

Can you please elaborate the process and further steps taken?

 

[RajMahadik]

For you no issue bro , since u r holding only 4 cc , its for the persons who are holding around 15

i holding 22 cc still applied from same number , and conditionally approved... tryinh since 1 year... 6-7 entry of scb in 1 year... last 3 month cibil hit - 15+... dont how they works... vkyc still pending... 4 days passed

 

[imdjay]

What is the benefit of having an SC card when we have better rewarding cards from AXIS, HDFC, etc?
Am I missing anything?

 

[jack333]

No bro dont worry

It's been two days since video kyc success mail. No further message. There's no way to check application status also in SC bank?

 

[Gaurav Goel]

Can you please elaborate the process and further steps taken?

I applied online, gave the normal aadhar and PAN details and then got the rejection message. After couple of mins got a call from their customer care that they have received my application, they confirmed my details and then I received a VKYC link. Did the VKYC and within a week the card was delivered to me.

 

[Gaurav Goel]

It's been two days since video kyc success mail. No further message. There's no way to check application status also in SC bank?

If video KYC is done, you should receive the email of approval within 3-4 days. I got my card delivered in 2 days after I received the mail. So overall within a week after VKYC

 

[BUDHRAJ]

i also tried in march end, after online application, recieved call from agent to fill furthur details, after that he sent ekyc link then vkyc link. after completing vkyc there was no response but after 4-5 days when i asked the status they said it is declined.

at that time many got approval, during application there were two option, salary slip and c2c, i chose c2c but no one asked any docs. many people said they choose salary slip and got approval even without any doc upload..

any tip for now who got approval recently.

 

[jack333]

If video KYC is done, you should receive the email of approval within 3-4 days. I got my card delivered in 2 days after I received the mail. So overall within a week after VKYC

Will they hand over to anyone or same person only at delivery? Do they use bluedart? And how to change home and work address later?

 

[fageriaji]

For you no issue bro , since u r holding only 4 cc , its for the persons who are holding around 15

When I applied first time in 2017 then I have 4 CC.
Right now I have 9 and total 20 (11 closed) account in my cibil.