Haha.. these are typical banking terms.Bro I believe you but those idiot employees (RM especially) would outright say "This card is not offered LTF to anyone"
Frankly speaking i myself don't believe i got these cards as LTF.
I was seeing from past 9 to 10 months it was offered paid earlier but i did not choose as i don't feel need of it.
But seeing LTF is no harm..