Axis Atlas Get Magnus Burgundy vs Atlas?

[yashendra2797]

Hi! I am currently holding 4 CCs from Axis. Reserve, Magnus OG, Vistara Inifinite, and Flipkart. I am a Burgundy customer, and while my RM actually tried hard for the last few days, he's saying the underwriters won't agree to holding 4 cards anymore. So my choices are either go for an upgrade from Magnus to Burgundy, or close Magnus and Flipkart, and get Atlas.

What do y'all recommend?

My expenses are around 50K a month, but annually I spend around 15+ because of a large purchase and foreign vacation. Pre devaluation I used to almost exclusively book flights via TravelEdge for the 5X, but I prefer to book hotels directly.
Its going to sound stupid, but I actually do value the OG Magnus for its 8 M&G privileges. Reserve is amazing for me for its soft benefits, and its insanely good for ForEx transactions.

I am in a conundrum, whether I should upgrade my entire portfolio of around 1L ER to 5:4 with procurement of MB, or switch to Edge Miles?

Infinia is not possible, and dealing with HDFC has given me a nightmare. I have spent the last week chasing up on the agent to come over like I am dealing with SBI even though he is the one getting a commission lmao.

 

[QUIKSILVER27]

Wait for a few days as there are rumours of further devaluation and then it might be easier to decide

Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

With effect from 20th April 2024, the following changes will be applicable on your favourite axis bank credit cards. Magnus for Burgundy - https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-magnus-burgundy-credit-card.pdf Magnus -...

www.technofino.in

 

[yashendra2797]

Wait for a few days as there are rumours of further devaluation and then it might be easier to decide

Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

With effect from 20th April 2024, the following changes will be applicable on your favourite axis bank credit cards. Magnus for Burgundy - https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-magnus-burgundy-credit-card.pdf Magnus -...

www.technofino.in

hmmmmmmmmmmmmmmmmmmmmmmmm
As always I am late to the party lmao.

 

[abhim]

Hi! I am currently holding 4 CCs from Axis. Reserve, Magnus OG, Vistara Inifinite, and Flipkart. I am a Burgundy customer, and while my RM actually tried hard for the last few days, he's saying the underwriters won't agree to holding 4 cards anymore. So my choices are either go for an upgrade from Magnus to Burgundy, or close Magnus and Flipkart, and get Atlas.

What do y'all recommend?

My expenses are around 50K a month, but annually I spend around 15+ because of a large purchase and foreign vacation. Pre devaluation I used to almost exclusively book flights via TravelEdge for the 5X, but I prefer to book hotels directly.
Its going to sound stupid, but I actually do value the OG Magnus for its 8 M&G privileges. Reserve is amazing for me for its soft benefits, and its insanely good for ForEx transactions.

I am in a conundrum, whether I should upgrade my entire portfolio of around 1L ER to 5:4 with procurement of MB, or switch to Edge Miles?

Infinia is not possible, and dealing with HDFC has given me a nightmare. I have spent the last week chasing up on the agent to come over like I am dealing with SBI even though he is the one getting a commission lmao.

Large purchase at one time with MB will yield 35 RP (more than reserve) and increase the value of your existing points so MB is probably a suitable option. If devaluations are around the corner, you can wait it out but seems unlikely to me they will touch MB again before 12-18 months since last time.

 

[yashendra2797]

Hmmm timing sahi hai mera lmao

 

[avinash2711]

Hmmm timing sahi hai mera lmao

Bad luck brother.

 

[yashendra2797]

Bad luck brother.

nah bhai good luck. If theyd given me atlas i wouldve been screwed lmao

 

[techt]

Hmmm timing sahi hai mera lmao

ab kisee ka bhi nahi.

 

[abhim]

Large purchase at one time with MB will yield 35 RP (more than reserve) and increase the value of your existing points so MB is probably a suitable option. If devaluations are around the corner, you can wait it out but seems unlikely to me they will touch MB again before 12-18 months since last time.

This did not age well. I apologise for saying this🙇‍♂️

 

[er3shivam]

Hi! I am currently holding 4 CCs from Axis. Reserve, Magnus OG, Vistara Inifinite, and Flipkart. I am a Burgundy customer, and while my RM actually tried hard for the last few days, he's saying the underwriters won't agree to holding 4 cards anymore. So my choices are either go for an upgrade from Magnus to Burgundy, or close Magnus and Flipkart, and get Atlas.

What do y'all recommend?

My expenses are around 50K a month, but annually I spend around 15+ because of a large purchase and foreign vacation. Pre devaluation I used to almost exclusively book flights via TravelEdge for the 5X, but I prefer to book hotels directly.
Its going to sound stupid, but I actually do value the OG Magnus for its 8 M&G privileges. Reserve is amazing for me for its soft benefits, and its insanely good for ForEx transactions.

I am in a conundrum, whether I should upgrade my entire portfolio of around 1L ER to 5:4 with procurement of MB, or switch to Edge Miles?

Infinia is not possible, and dealing with HDFC has given me a nightmare. I have spent the last week chasing up on the agent to come over like I am dealing with SBI even though he is the one getting a commission lmao.

Don’t get anyone. Avoid Axis Credit cards.