FOCUS CC PROFILE

[Zacobite]

Okay then, keep it in the drawer and never consider you have it in your cc portfolio…

Now you build your cc portfolio

My portfolio is done.. actually consolidating.. took marquee as many were recommending..

My usage is covered v well with my portfolio now

INFINIA, Marquee, MRCC, IDFC WEALTH +online rupay

Table drawer cards - ULT, SBI PULSE, KOTAK LEAGUE, HSBC PLAT, INDUS PINNACLE, SAPPHIRO,CITI REWARDS ( or whatever it becomes in axis)

 

[HumorSimpson]

Why do you need legend, ??
Note : you are called legend by the virtue of your legendary card possession !!
😉

I have sent my salary slips and request to upgrade MB+ to infinia. Yesterday they asked my consent for CIBIL. I may get infinia.

 

[SSV]

I have sent my salary slips and request to upgrade MB+ to infinia. Yesterday they asked my consent for CIBIL. I may get infinia.

Holy cow !! I thought you would never break up with your beloved MB+ …

 

[HumorSimpson]

Can infinia points be used for booking redBus in SmartBuy? If so, how much can be used?

@amitr29 @Zacobite @D₹V

 

[Zacobite]

@amitr29 @Zacobite @D₹V

just tried it.. no option for using points

 

[HumorSimpson]

just tried it.. no option for using points

So points to be redeemed only for flight, Hotel and vouchers.

 

[Zacobite]

So points to be redeemed only for flight, Hotel and vouchers.

yesss... looks like that

 

[SSV]

So points to be redeemed only for flight, Hotel and vouchers.

 

[HumorSimpson]

View attachment 48013

Means no option to redeem?

 

[SSV]

Means no option to redeem?

yes . .

 

[HumorSimpson]

They rejected my request for Infinia upgrade and I asked for Millenia upgrade.
Not sure if they made CIBIL inquiry. If they did and don't upgrade my card, what will happen to my CIBIL score and remarks?

 

[Zacobite]

They rejected my request for Infinia upgrade and I asked for Millenia upgrade.
Not sure if they made CIBIL inquiry. If they did and don't upgrade my card, what will happen to my CIBIL score and remarks?

nothing will. happen. with 1 enquiry.. unless there are many recently..

 

[SSV]

They rejected my request for Infinia upgrade and I asked for Millenia upgrade.
Not sure if they made CIBIL inquiry. If they did and don't upgrade my card, what will happen to my CIBIL score and remarks?

NOthing happens to CIBIL , may be one enquiry added ..

 

[HumorSimpson]

nothing will. happen. with 1 enquiry.. unless there are many recently..

Will they make a remark like rejected ?

 

[Zacobite]

Will they make a remark like rejected ?

no no no

 

[sidpsidp is verified member.]

Will they make a remark like rejected ?

Even if they do no problem. Only for people with low score or derogatory remarks, it will drop . Considering your long history it might drop 1-2 points max.

 

[HumorSimpson]

Even if they do no problem. Only for people with low score or derogatory remarks, it will drop . Considering your long history it might drop 1-2 points max.

ok. Replied that I atleast need millenia. will wait for their response.

 

[sidpsidp is verified member.]

ok. Replied that I atleast need millenia. will wait for their response.

Mb is your oldest card right? How old is the next oldest one?

Unless there is a big gap, you should cancel the card and reapply after sometime using c2c or itr.

 

[SSV]

Will they make a remark like rejected ?

This is not patient record 😉
Nor matrimonial record 😉😉

It just contains total enquiries..with each enquiry details for what product, date, amount etc, but not the end result..

 

[HumorSimpson]

Mb is your oldest card right? How old is the next oldest one?

Unless there is a big gap, you should cancel the card and reapply after sometime using c2c or itr.

MB+ is 12+ . Next is 5+ . Also I have a Nue Infinity. So, cancelling MB+ and applying core might become hard.