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FOCUS CC PROFILE

  • Thread starter Thread starter Zacobite
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Zacobite

Zacobite

TF Legend
VIP Lounge
Infinia - Primary

SCB ULT ( as backup for some categories )

Amex MRCC - Monthly milestone for nps, extra agv, asv if reqd

IDFC WEALTH linked to RUPAY for family add on for upi, movies, lounge, spa, railway lounge etc.

My Focus Profile for next 1 year..

What Say.. Simple to manage.. Clarity in my head 🙂

AVI cancelled / AMEX PLAT cancelled.. Didn't really have any of the other axis cards or Apay or SBICB

Have one SBI PULSE and ICICI saffiro for any specific offers.. never used otherwise

Any thoughts??
 
Last edited:
Apply For LTF IndusInd Bajaj Tiger Credit Card
Get Yes Marquee - B1G1 for movies, very low forex markup, complimentary guest lounge accesses, 4.5% reward rate for online spends. Keep Sapphiro only if LTF.
 
mj01 said:
800 max discount per ticket, up to three times a month!
Click to expand...
That's lovely! Weekend tickets for the new movie, especially Recliner, cost 700–800 here. I guess I should apply for this card. Added to the list✔️ Thanks!
 
mj01 said:
Get Yes Marquee - B1G1 for movies, very low forex markup, complimentary guest lounge accesses, 4.5% reward rate for online spends. Keep Sapphiro only if LTF.
Click to expand...
Will check out Yes Marquee... will they issue without bank account / LTF? Basis docs?
 
Apply For LTF Scepia Credit Card
Zacobite said:
Infinia - Primary

SCB ULT ( as backup for some categories )

Amex MRCC - Monthly milestone for nps, extra agv, asv if reqd

IDFC WEALTH linked to RUPAY for family add on for upi, movies, lounge, spa, railway lounge etc.

My Focus Profile for next 1 year..

What Say.. Simple to manage.. Clarity in my head 🙂

AVI cancelled / AMEX PLAT cancelled.. Didn't really have any of the other axis cards or Apay or SBICB

Have one SBI PULSE and ICICI saffiro for any specific offers.. never used otherwise

Any thoughts??
Click to expand...
Now with the devals... Will this change.. Yes Marquee also in the mix?? For all online spends??
 
Zacobite said:
Infinia - Primary

SCB ULT ( as backup for some categories )

Amex MRCC - Monthly milestone for nps, extra agv, asv if reqd

IDFC WEALTH linked to RUPAY for family add on for upi, movies, lounge, spa, railway lounge etc.

My Focus Profile for next 1 year..

What Say.. Simple to manage.. Clarity in my head 🙂

AVI cancelled / AMEX PLAT cancelled.. Didn't really have any of the other axis cards or Apay or SBICB

Have one SBI PULSE and ICICI saffiro for any specific offers.. never used otherwise

Any thoughts??
Click to expand...
So basically your spendings are done on Infinia... MRCC rewards peaks at 6000 rs per month and then tapers off....
you looks like someone aiming for something like 8-9% rewards....
nice portfolio... sweet and simple and easy to maintain
 
Riya said:
So basically your spendings are done on Infinia... MRCC rewards peaks at 6000 rs per month and then tapers off....
you looks like someone aiming for something like 8-9% rewards....
nice portfolio... sweet and simple and easy to maintain
Click to expand...
Just added marquee.. will have to rebalance and say all. offline and smartbuy categories INF and all other online Marquee.. whr reward rate is 4.5%.. Lets see.. Basically ULT may become useless.. have to rethink that.. @S S V will agree about scb ult 🙂
 
Last edited:
Zacobite said:
Just added marquee.. will have to rebalance and say all. offline and smartbuy categories INF and all other online Marquee.. whr reward rate is 4.5%.. Lets see.. Basically ULT may become useless.. have to rethink that
Click to expand...
Tell Me More Jeff Goldblum GIF by National Geographic Channel
 
mj01 said:
No catch as of now at least. 800 max discount per ticket, up to three times a month! God I hate those IndusInd cards 😂
Click to expand...
Only till few customers have the card and till it reaches YouTube influencers. Once this card catches their eye, devaluation sure within 6 months 😅
 
Zacobite said:
Just added marquee.. will have to rebalance and say all. offline and smartbuy categories INF and all other online Marquee.. whr reward rate is 4.5%.. Lets see.. Basically ULT may become useless.. have to rethink that.. @S S V will agree about scb ult 🙂
Click to expand...
Scb ultimate is a piece sh*t considering its redemption options. Not sure why you are still hanging on to it
 
Zacobite said:
its my oldest relationship 22 yrs + v high limit.. and my only relationship with SCB.. I have benefitted a lot from SCB over the years.. Home Loan, PL, CC, LAP etc.. Want to hold on to explore a future relationship..
Click to expand...
Okay then, keep it in the drawer and never consider you have it in your cc portfolio…

Now you build your cc portfolio
 
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