Federal Bank Scapia is Back with Issuing New Cards

[SubhankarSubhankar is verified member.]

Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

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Why Consider Scapia?​

Here are some key benefits:


✅ Lifetime Free Credit Card: No joining or annual fees.
✅ 0% Forex Markup: Ideal for international transactions.
✅ Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
✅ Generous Reward Structure:​

• 20% Scapia Coins on travel bookings via Scapia.​
• 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

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Introducing the Virtual RuPay Card!​

Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​

 

[ali4u]

Lat five years back i am holding Federal salary account and it was closed in the same year, but that customer ID is still not closed, Lat three years back Fi account opened, total freeze and permanently closed on two months before.
Yesterday casually looking to get federal bank credit card and filled the application Imperio & signet available with 1.51L limit, i choose Imperio mastercard. infact my present & communication address was in rural area but my credit card is approved.

Note: Already two times Federal bank credit card rejected on last year

You got fedral bank credit card, they approve application almost with all the pincode, but it's different in scapia, they have their own different applications system, all the process of scapia gone through scapia app, they will reject application, doesn't matter if you hold an fedral bank credit card, if you are from rural areas, your chances of aproval is 1 percent.

 

[Pravin1156]

You got fedral bank credit card, they approve application almost with all the pincode, but it's different in scapia, they have their own different applications system, all the process of scapia gone through scapia app, they will reject application, doesn't matter if you hold an fedral bank credit card, if you are from rural areas, your chances of aproval is 1 percent.

So if i am looking for Scapia means communication address will be at metro city and better to have federal account right?

 

[ali4u]

So if i am looking for Scapia means communication address will be at metro city and better to have federal account right?

If you hold an account in federal Bank and you apply scapia they fetch information from your existing relationship...either it's savings account or a credit card ..... For scapia it's should be a metro city pincode...for fedral bank credit card it's ok to have any city pin code but for scapia it must have from metro city if it's not scapia app reject your application....

 

[kgaurav00]

You got fedral bank credit card, they approve application almost with all the pincode, but it's different in scapia, they have their own different applications system, all the process of scapia gone through scapia app, they will reject application, doesn't matter if you hold an fedral bank credit card, if you are from rural areas, your chances of aproval is 1 percent.

My Scapia Card application approved in Oct 2023 and my pin code belongs rural area. Federal bank not provide card in my location but Scapia approved my card instantly.

 

[kgaurav00]

If you hold an account in federal Bank and you apply scapia they fetch information from your existing relationship...either it's savings account or a credit card ..... For scapia it's should be a metro city pincode...for fedral bank credit card it's ok to have any city pin code but for scapia it must have from metro city if it's not scapia app reject your application....

In my case just opposite what you told .

 

[Pravin1156]

In my case just opposite what you told .

What does it mean, your card approved even you give the rural address at the time of application

 

[kgaurav00]

What does it mean, your card approved even you give the rural address at the time of application

Yes my adress belongs to rural area and card delivered to same aadhar address...

 

[Pravin1156]

Yes my adress belongs to rural area and card delivered to same aadhar address...

Today I have applied Scapia credit card it was rejected due to " Federal Bank Scapia Co-Branded Credit Card could not be processed as it did not qualify the criteria prescribed by the Bank's co-branded credit card policy".

Just before one week I have applied for Imperio credit card it was approved with 1.51L limit and further i opened Fed Excel Savings account. In the time of application it fetched address it belongs to rural area. But anyway my application was rejected. Hope wait for next time. With some timeline of after 6 months

 

[kgaurav00]

Today I have applied Scapia credit card it was rejected due to " Federal Bank Scapia Co-Branded Credit Card could not be processed as it did not qualify the criteria prescribed by the Bank's co-branded credit card policy".

Just before one week I have applied for Imperio credit card it was approved with 1.51L limit and further i opened Fed Excel Savings account. In the time of application it fetched address it belongs to rural area. But anyway my application was rejected. Hope wait for next time. With some timeline of after 6 months

Once your Federal card approved, You need to wait 90 days before applying(Vary from bank to bank) 2nd card no matter its Core or co-branded. In case of some banks 30 days cooling period required verify with HDFC & RBL..