Federal Bank Scapia is Back with Issuing New Cards

[SubhankarSubhankar is verified member.]

Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

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Why Consider Scapia?​

Here are some key benefits:


✅ Lifetime Free Credit Card: No joining or annual fees.
✅ 0% Forex Markup: Ideal for international transactions.
✅ Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
✅ Generous Reward Structure:​

• 20% Scapia Coins on travel bookings via Scapia.​
• 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

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Introducing the Virtual RuPay Card!​

Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​

 

[GTSaketh]

Thank you so much for this community

I have applied scapia before a lot of times , was not sure what scapia under suspension

Applied today and it got approved

Thank you all really

@TechnoFino sir thanks to you for creating this community

What relation you had with them previously?

 

[GTSaketh]

Is there list of pincode where it's available?

Also does this work for federal card offers?

Also anyone have answers for this?

 

[BeingIncogBeingIncog is verified member.]

Also does this work for federal card offers?

nope as it is co-branded cc.

 

[ali4u]

Also anyone have answers for this?

Metro city apart Lucknow

 

[Cheritha]

Hi everyone,

Need some help!
I have applied for Scapia card today. I already have Federal Bank Savings account and Credit Card. It showed me limit and I have added my selfie as well. It said card will be ready. And then when I relaunch, it says ‘Looks like your aadhaar details are not updated in federal bank records , resume your application after updating it at a branch near you’

Is this some interim message or is my application still not processed? Anyone faced this issue?

 

[RAMESH BABU N]

Hi everyone,

Need some help!
I have applied for Scapia card today. I already have Federal Bank Savings account and Credit Card. It showed me limit and I have added my selfie as well. It said card will be ready. And then when I relaunch, it says ‘Looks like your aadhaar details are not updated in federal bank records , resume your application after updating it at a branch near you’

Is this some interim message or is my application still not processed? Anyone faced this issue?

They wanted to approve, but can't.

Your Aadhaar data is missing.

So, go to a branch n get it done.

And, re-apply after that.

 

[NishanthSN]

if u hold an existing credit card with federal , no need of vkyc , just a selfie is enough to process the card

Ok bro I think i need to try after 90days. I applied for Scapia first and shortly before completing vkyc I applied Celesta so they rejected Scapia . Need to check after 90days

 

[ali4u]

Hi everyone,

Need some help!
I have applied for Scapia card today. I already have Federal Bank Savings account and Credit Card. It showed me limit and I have added my selfie as well. It said card will be ready. And then when I relaunch, it says ‘Looks like your aadhaar details are not updated in federal bank records , resume your application after updating it at a branch near you’

Is this some interim message or is my application still not processed? Anyone faced this issue?

Do rkyc online through fedral bank online fednet portal or mobile banking and after 24 hours retry it will take 3 days to update

 

[Sai Ganesh]

is there anyone who has federal credit card apart from celesta got approved for scapia credit card ?

 

[Sai Ganesh]

What relation you had with them previously?

holding celesta cc

 

[sousnake]

is there anyone who has federal credit card apart from celesta got approved for scapia credit card ?

I had signet when applied for scapia. got scapia approved. next day saw offer in fed mobile app to upgrade signet to imporeo.

 

[Pravin1156]

I already had federal Bank salary account and closed and had Fi account with suspicious activity and closed that also. Now I am going to open 5000rs MAB savings account with federal which help me to get any federal core cards. Anyone experience the same like opened an savings account with federal and credit card eligibility is there??

 

[ali4u]

I already had federal Bank salary account and closed and had Fi account with suspicious activity and closed that also. Now I am going to open 5000rs MAB savings account with federal which help me to get any federal core cards. Anyone experience the same like opened an savings account with federal and credit card eligibility is there??

I opened zero balance account with them on metrocity pin code , I got fedral signet card and scapia too.. when you open makke sure address will be metrocity in communication.

 

[Pravin1156]

I opened zero balance account with them on metrocity pin code , I got fedral signet card and scapia too.. when you open makke sure address will be metrocity in communication.

Zero balance savings account is available. my Aadhaar address was in rural area but when i opened an account in metro city menas eligible for thier credit cards

 

[nikhilv0303]

I already have OneCard issued by Federal.. will Scapia get issued or rejected?

 

[ali4u]

Zero balance savings account is available. my Aadhaar address was in rural area but when i opened an account in metro city menas eligible for thier credit cards

Same but I give another address not aadhar address as communication address. This will be remaining your address for credit card application. Try with relatives pincode or friends from metro city

 

[ali4u]

I already have OneCard issued by Federal.. will Scapia get issued or rejected?

Yes definitely alot of people got this card with federal one card

 

[Pravin1156]

Same but I give another address not aadhar address as communication address. This will be remaining your address for credit card application. Try with relatives pincode or friends from metro city

You mean, permanent address is Aadhaar and communication address is from metrocity right?

 

[Sai Ganesh]

I had signet when applied for scapia. got scapia approved. next day saw offer in fed mobile app to upgrade signet to imporeo.

good to hear bro

i applied for my friend he has signet but it got rejected so wanna check if its getting approved for persons who are holding other than celesta card

 

[ali4u]

You mean, permanent address is Aadhaar and communication address is from metrocity right?

Yes , permanent address, is automatically your aadhar address, you can't change it , but you have a option to choose communication address . There is option if current address is different from aadhar type here for add new address