Federal Bank Scapia is Back with Issuing New Cards

[SubhankarSubhankar is verified member.]

Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

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Why Consider Scapia?​

Here are some key benefits:


✅ Lifetime Free Credit Card: No joining or annual fees.
✅ 0% Forex Markup: Ideal for international transactions.
✅ Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
✅ Generous Reward Structure:​

• 20% Scapia Coins on travel bookings via Scapia.​
• 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

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Introducing the Virtual RuPay Card!​

Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​

 

[ali4u]

I understand that but is it eligible for the next calendar month or am I immediately eligible after 10k spend?

Next month bro

 

[wapenshaw]

Next month bro

This makes it extremely clear! my bad hehe 😀


SO Unlimited doesn't include guests, right? (dont bash me 😀)

 

[image]

Does this give lounge access for only domestic terminals in India?

There is no option for Delhi T-3 (International) Terminal. Searched for more airports but the options are only domestic terminals.

It should have all domestic (Indian) airports with domestic as well as international departure lounges.

 

[wapenshaw]

Does this give lounge access for only domestic terminals in India?

There is no option for Delhi T-3 (International) Terminal. Searched for more airports but the options are only domestic terminals.

It should have all domestic (Indian) airports with domestic as well as international departure lounges.

seems like it, the updated lounge list is smaller than my SBI card credit limit https://www.scapia.cards/lounge-list

 

[PavvanPavvan is verified member.]

What a card this a redemption fee for coins 🙁

 

[itzmycard]

What do they mean by this ? I already have federal core credit card
"However, upon review, we have found that you currently hold unsecured products with Federal Bank or through co-branded arrangements, such as credit cards or personal loans, where you have already availed the maximum benefits based on your eligibility."

 

[Tamal]

What do they mean by this ? I already have federal core credit card
"However, upon review, we have found that you currently hold unsecured products with Federal Bank or through co-branded arrangements, such as credit cards or personal loans, where you have already availed the maximum benefits based on your eligibility."

it simply mean that maximum credit limit eligible is already availed by your other federal bank unsecured products so scapia is rejected

 

[ali4u]

What do they mean by this ? I already have federal core credit card
"However, upon review, we have found that you currently hold unsecured products with Federal Bank or through co-branded arrangements, such as credit cards or personal loans, where you have already availed the maximum benefits based on your eligibility."

I have a federal bank Signet credit card, I applied for scapia , and in 24 hour's it got aprove with different limit scapia have 2.35 k federal Bank credit have 50 k . But kindly note if you are applying for scapia your pincode should from metro city like Hyderabad or Delhi , in documents, and most importantly you should have to be on that location while boarding application , if you are not on that location they reject your application, scapia is giving their card to existing credit card holder or saving account holder. If you have federal Bank account they don't want to ask for vkyc or ckyc they fetch info from your account and in the last just ask for a selfie upload and got aprove,
Tips- just open a zero balance saving account in federal Bank with metro city communication address pincode and apply you will get scapia from anywhere in India , having federal Bank account doesn't ask you for vkyc for current location, the major concern of rejection of scapia is for freshers is location and service area pincode .

 

[RAMESH BABU N]

I got my Scapia card, 4L limit, with absolutely no relationship with Federal. My permanent address and communication address - both - are with Tirupati address (till recently, a rural place - now a district HQ).

So, having a metro/urban address may not be a must criterion.

 

[ali4u]

I got my Scapia card, 4L limit, with absolutely no relationship with Federal. My permanent address and communication address - both - are with Tirupati address (till recently, a rural place - now a district HQ).

So, having a metro/urban address may not be a must criterion.

Sir to be frankly you are looking above 60 , you are already disqualified don't mind just joking 😃

 

[RAMESH BABU N]

Sir to be frankly you are looking above 60 , you are already disqualified don't mind just joking 😃

Small correction....

I am 65 running.

 

[itzmycard]

@ali4u I am from Hyderabad and I already have jupiter savings account with federal bank. That is how I got federal bank core credit card. But scapia is rejected citing the above reason.

 

[ali4u]

@ali4u I am from Hyderabad and I already have jupiter savings account with federal bank. That is how I got federal bank core credit card. But scapia is rejected citing the above reason.

I don't know bro I also from Hyderabad RANGAREDDY district, I got it and uncle @RAMESH BABU N will elaborate it more clearly