Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Sreerag]

It should ideally show Celesta LTF as the FD requirement for same is 4L!
if not, probably try waiting or pinging customer care, but given that they have had quite an overwhelming response, TAT might be delayed!

I had got Celesta offer but they were charging Annual Fees! Anyways I am thinking of applying as to get MC card with lounge benefit 😀

 

[sauchadh]

Is there a way to escalate this issue ? It has been close 2 months. I have done vkyc twice. bank official in vkyc confirmed card is approved and will be dispatched. However I haven't got any message. When I checked with credit card team over mail, they keep saying we are checking from our side. Please be patient. God knows what they are checking from last 2 months and couldn't figure out anything.

 

[BeingPramod]

This bank should be get banned by RBI for at least for few months then they will going to realize what they were doing wrong.

 

[sauchadh]

obviously starting point is sending a mail to their support and escalate further step by step.

Grievance Redressal - Complaint Form | Banking Ombudsman Scheme

We always try hard to provide top class products and services to make sure that our customers get the best in Industry. If any of our product or service are not up to expectations, please let our grievance redressal team know the same to sort it out.

www.federalbank.co.in

Btw, did you try to login 'Fedmobile', it doesn't need anything just use same SIM for SMS verification and if you're a user it let you login and able to see CC details.

I have already asked them to escalate but I don't see that happening. All I get to hear from them, Please be patient. We are checking from our side. They 1st said your vkyc is not done and asked me to do it again. I did that again already and still is not confirmed. I tried logging into Fedmobile app, it says no not registered. So no card found.

 

[sauchadh]

Attach your proofs that says KYC completed, and forward them to 2nd level. If no response received within their specified timeline, forward to third level. You have to escalate, they wont do that?

I am not sure how I can escalate it. I have asked customer support to do that. It is not happening. Does anyone know which email address should I use for escalation ?

 

[sauchadh]

Did you check above link that I shared?

Sorry. I missed that. Thanks for the link.

 

[sauchadh]

I sent a mail 2 days back to Zonal Nodal officer. I haven't heard back anything. How long should I wait before I start escalating further ? Any thoughts ?

 

[sauchadh]

acknowledgement mail usually say some n days, that is waiting period, then you can escalate if not heard in that time.

Strange part is I didn't get any acknowledgement mail. I sent to this id bgrr@federalbank.co.in which is Zonal head for Bangalore region.

 

[varkey]

I was checking the online application flow, and was shown that I am eligible for the Celesta variant with a limit of 3L or so (not close to my other cards but still decent). Thought will give it a try, and it was immediately issued. I already have a Jupiter account and 1-2 FDs totaling < 25k, I selected the address already in their records and done, the card was issued and I could see the details in the FedMobile app.

Said the physical card would be dispatched in a few days. Atleast can use it for domestic/international lounge I suppose considering its LTF.

 

[BeingIncog]

I was checking the online application flow, and was shown that I am eligible for the Celesta variant with a limit of 3L or so (not close to my other cards but still decent). Thought will give it a try, and it was immediately issued. I already have a Jupiter account and 1-2 FDs totaling < 25k, I selected the address already in their records and done, the card was issued and I could see the details in the FedMobile app.

Said the physical card would be dispatched in a few days. Atleast can use it for domestic/international lounge I suppose considering its LTF.

Wanted to ask you that vkyc was done or not if owning fi or Jupiter account?

 

[varkey]

@BeingIncog VKYC was done when I opened the Jupiter account back in 2021. As part of the credit card application flow, there was no VKYC. Just an OTP validation (although the virtual card info is displayed only on the FedMobile app)

 

[BeingIncog]

@BeingIncog VKYC was done when I opened the Jupiter account back in 2021. As part of the credit card application flow, there was no VKYC. Just an OTP validation (although the virtual card info is displayed only on the FedMobile app)

Great.

 

[epeter07]

I mailed to Federal Bank CC regarding eligibility of Pre approved Credit Card. This is what they replied.

This seems to have worked for me. Have a federal bank savings account and was getting no offers message, i think due to high number of cibil enq.
Credited savings account with 30k in april, may and june. And no new enq in between. Received preapproved offer for celstia today. Applied and got the card issued immediately and can see in the mobile app.

 

[Pavan]

Hi guys how to view virtual card on mobile app ?

 

[Ranger]

This seems to have worked for me. Have a federal bank savings account and was getting no offers message, i think due to high number of cibil enq.
Credited savings account with 30k in april, may and june. And no new enq in between. Received preapproved offer for celstia today. Applied and got the card issued immediately and can see in the mobile app.

Limit?

 

[epeter07]

Limit?

10lakh

 

[Ranger]

10lakh

Did you maintain or just credited the money for 3 months?

 

[epeter07]

Did you maintain or just credited the money for 3 months?

Maintained too, now will withdraw all

 

[Pavan]

I was checking the online application flow, and was shown that I am eligible for the Celesta variant with a limit of 3L or so (not close to my other cards but still decent). Thought will give it a try, and it was immediately issued. I already have a Jupiter account and 1-2 FDs totaling < 25k, I selected the address already in their records and done, the card was issued and I could see the details in the FedMobile app.

Said the physical card would be dispatched in a few days. Atleast can use it for domestic/international lounge I suppose considering its LTF.

How to view the virtual card ? when i login it is asking for account number

 

[varkey]

How to view the virtual card ? when i login it is asking for account number

Not sure, I already have a Jupiter account so had logged into the FedMobile app a while ago. So this time I just opened the app and navigated to cards and it just showed up. For credit card only users I am not sure what the process would be.

Btw yesterday got the notification that the physical card is dispatched, well the notification was from Delhivery (the courier partner) and not from Federal Bank directly.