Eterna vs Premier LTF

[RM95]

Is there any way to get the BOB Eterna card LTF?
I'm getting offered the Premier card LTF on their site. Is it worth paying 2499 per year for the Eterna, or should I settle for Premier?

Does BOB offer upgrade to LTF Eterna from LTF Premier?

 

[alphadark7]

After the devaluation, Eterna is not valuable for 2499. If you get it LTF, do take it.
They give LTF Eterna for BOB premium account holders.

They give LTF Eterna while applying offline if you negotiate well but chance of upgrade is negligible

 

[RM95]

Understood, thanks!

 

[SangEUD]

If you can show ITR above 30L, they used to give till September 2022. Don't know if they are still doing the same or not.

BTW Paid ETERNA over LTF Premier is not recommended post it's steep devaluation.

 

[Harry1]

After the devaluation, Eterna is not valuable for 2499. If you get it LTF, do take it.
They give LTF Eterna for BOB premium account holders.

They give LTF Eterna while applying offline if you negotiate well but chance of upgrade is negligible

Load payzapp wallet and use payzapp card everywhere. That gives 3.75%😉.

 

[RM95]

Thanks for the help, guys. I'll avoid this one for the time being.

 

[lucifer]

If you can show ITR above 30L, they used to give till September 2022. Don't know if they are still doing the same or not.

BTW Paid ETERNA over LTF Premier is not recommended post it's steep devaluation.

I think its no longer avl

 

[SangEUD]

I think its no longer avl

Try to push them if your ITR is above 30L or a BOB Radiance customer.

Eterna was issued free to both till September 2022. Now Ithink they have stopped for ITR route. BOB Radiance account might still work.

 

[lucifer]

Try to push them if your ITR is above 30L or a BOB Radiance customer.

Eterna was issued free to both till September 2022. Now Ithink they have stopped for ITR route. BOB Radiance account might still work.

I tried to push them to accept ltf under 30lac itr offer. they declined that offer is no longer avl

 

[ronakshah]

Load payzapp wallet and use payzapp card everywhere. That gives 3.75%😉.

Could

Load payzapp wallet and use payzapp card everywhere. That gives 3.75%😉.

Could you please elaborate 3.75% cashback of payzapp card

 

[SangEUD]

Ok. Then only BOB Radiance ac holders can get on pushing them.

 

[SangEUD]

I tried to push them to accept ltf under 30lac itr offer. they declined that offer is no longer avl

But BOB Radiance NRV is very high. Quote is 30L though branch can offer it at less NRV too.

Not worth as anyway ETERNA has been devalued badly recently.

 

[cch]

I got an Eterna LTF with 2.5L net monthly salary credit

 

[SangEUD]

I got an Eterna LTF with 2.5L net monthly salary credit

Upgrade over any BOB card or fresh issue

 

[cch]

Upgrade over any BOB card or fresh issue

Fresh Issue. Got the LTF thing also in writing over mail from them.

 

[SangEUD]

Fresh Issue. Got the LTF thing also in writing over mail from them.

Congratulations 🎉

 

[ltf4ever]

Fresh Issue. Got the LTF thing also in writing over mail from them.

when? after September?
i asked them stating itr condition but they denied having any such offer and said that eterna is given only as paid card, after sept-oct.

 

[anirban.choudhury]

when? after September?
i asked them stating itr condition but they denied having any such offer and said that eterna is given only as paid card, after sept-oct.

Yeah
I also enquired about the same , they said LTF is only offered with BOB radiance holder and ITR criteria has been removed

 

[cch]

Applied in Nov, got in Dec. call their call centre and tell your salary and ask if they can provide LTF Eterna.

 

[ltf4ever]

Applied in Nov, got in Dec. call their call centre and tell your salary and ask if they can provide LTF Eterna.

thanks, will try.
can you mention which number you dialled, and what ivr options to choose?