Eterna vs Premier LTF

[RM95]

Is there any way to get the BOB Eterna card LTF?
I'm getting offered the Premier card LTF on their site. Is it worth paying 2499 per year for the Eterna, or should I settle for Premier?

Does BOB offer upgrade to LTF Eterna from LTF Premier?

 

[akash3]

Load payzapp wallet and use payzapp card everywhere. That gives 3.75%😉.

Can you please elaborate on how to get this 3.75% cashback?

 

[cc_optimizer]

Can you please elaborate on how to get this 3.75% cashback?

Just load payzapp wallet normally. It should give you 3.75% cashback normally

 

[cch]

Just load payzapp wallet normally. It should give you 3.75% cashback normally

Even on offline spends?

 

[Rahul92]

I've already paid 3 bills for eterna and also received 10000 bonus points for 50k spends.

But they have not charged joining fee of 2500 yet.

When do the charge the fee ? Is it in first statement ?

I upgraded from premier LTF to eterna. There was no mention of eterna being LTF or not.

If they don't charge the fee , this means card is LTF ? How to confirm ?

 

[Harry1]

I've already paid 3 bills for eterna and also received 10000 bonus points for 50k spends.

But they have not charged joining fee of 2500 yet.

When do the charge the fee ? Is it in first statement ?

I upgraded from premier LTF to eterna. There was no mention of eterna being LTF or not.

If they don't charge the fee , this means card is LTF ? How to confirm ?

Joining fee is waived on 25k spends.

 

[Rahul92]

Joining fee is waived on 25k spends.

Yes , but it's first charged in 1st statement and then reversed in 4th bill as SOP

 

[Harry1]

Yes , but it's first charged in 1st statement and then reversed in 4th bill as SOP

Maybe it's LTF then. Call or Mail customer care and confirm.

 

[anirban.choudhury]

I've already paid 3 bills for eterna and also received 10000 bonus points for 50k spends.

But they have not charged joining fee of 2500 yet.

When do the charge the fee ? Is it in first statement ?

I upgraded from premier LTF to eterna. There was no mention of eterna being LTF or not.

If they don't charge the fee , this means card is LTF ? How to confirm ?

I am on same boat , received LTF premiere upgraded that too eterna almost 5 months no joining fee charged May be that’s because of joining fee waiver . Let’s see next whether annual pay is charged or not

 

[Rahul92]

I am on same boat , received LTF premiere upgraded that too eterna almost 5 months no joining fee charged May be that’s because of joining fee waiver . Let’s see next whether annual pay is charged or not

That will also not be charged if you spend 2.5 L . So keep guessing 😂😂😂

 

[anirban.choudhury]

That will also not be charged if you spend 2.5 L . So keep guessing 😂😂😂

Yeah
But I think i will fall short of that.

 

[SangEUD]

Yeah
But I think i will fall short of that.

Just call BOB helpline and ask. Over call they will tell whether your ETERNA is LTF or not

 

[apindersingh]

Try to push them if your ITR is above 30L or a BOB Radiance customer.

Eterna was issued free to both till September 2022. Now Ithink they have stopped for ITR route. BOB Radiance account might still work.

ITR for one FY should be 30 lakh or consistently above 30 lakh for how many years.