EPM: Minor update to my 2 cards folio

[TripleAce]

@TripleAce Where does epm works better than Infinia? How to get max benefit of it?

I don’t have EPM bro so can’t say much. I believe it’s almost similar to Infinia.
I use Infinia + BizBlack and it’s the best combination for my needs.

 

[whysoserious]

Which city/branch of ICICI has such a noble RM?

 

[Ned_Starks_Head]

Which city/branch of ICICI has such a noble RM?

BLR.
Honestly, I don’t know his branch. I wanted home loan, my builder gave me some contacts in icici, I asked him if he can get me EPM, I ended up taking a loan from sbi. But the guy was good and still got me EPM after that.

 

[Ned_Starks_Head]

BLR.
Honestly, I don’t know his branch. I wanted home loan, my builder gave me some contacts in icici, I asked him if he can get me EPM, I ended up taking a loan from sbi. But the guy was good and still got me EPM after that.

I’ll move my salary account to his branch and ask that he is assigned as my RM going forward

 

[Aniket Sharma]

Keeping up with my tradition of a 2 cards folio:

2023-24: received both Magnus & DCB
2024-25: Infinia Metal & Marquee (upgraded 1, closed other)
2025- : Infinia Metal & EPM (closed marquee)

My original RM who maintains my account tried to BS me for 2 weeks that my ppop is non-existent so she can’t get me EPM, and that I move my salary instantly on the day of credit to an hdfc account, to which I replied I’ll continue to do so because hdfc has given me infinia and none of their cards except EPM are worthy of any spendings.

Next week I reached out to an RM at a random branch near my new home. He got it approved within a week.

Edit: My salary account is in ICICI but the branch wasn’t accepting that as a criteria because my MAB is generally less than 1 k per month

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Great yaar, I too will follow 2 cards seriously more cards are headache.

Everytime searching for offers and life is like feeling trapped in saving a max of 1k per month through different cards and that's consuming so much time.

Better focusing on skills to earn more.

 

[ANM2]

@TripleAce Where does epm works better than Infinia? How to get max benefit of it?

Better accelerated rewards on certain areas via ishop, and the hope of transfer partners.
Also the BMS offer compared to infinia.