Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[hender]

Had a contact with corporate RM.

Salary criteria earlier 2.4L is strictly moved to 3L.
ICICI is now looking for poop from people and rules are more strict now

Quote of the day 👍 💯 ✅

 

[pranjal1984]

Had a contact with corporate RM.

Salary criteria earlier 2.4L is strictly moved to 3L.
ICICI is now looking for poop from people and rules are more strict now

Poop or PPOP ?

 

[BhaiyaJi]

ICICI is now looking for poop from people

Bhai ye to mai kaffi sara de dunga, aap card ka intezaam karwao

 

[Jhon Anand]

Had a contact with corporate RM.

Salary criteria earlier 2.4L is strictly moved to 3L.
ICICI is now looking for poop from people and rules are more strict now

How many salary slip they need ?

I recently joined and satisfy the criteria but last salary slip is between 2.5-3, as it is prorated for 20 days instead of 30, will they consider this ?

 

[Nishan11]

How many salary slip they need ?

I recently joined and satisfy the criteria but last salary slip is between 2.5-3, as it is prorated for 20 days instead of 30, will they consider this ?

If your salary account is not with ICICI, you will be required to share 3 months salary credit account statement along with 1 month salary slip having 3 L/month.

I heard they are strictly following 3L/Month criteria. You should wait till you get 3 months salary credit account statement, then try your luck.

 

[navdeep22]

How many salary slip they need ?

I recently joined and satisfy the criteria but last salary slip is between 2.5-3, as it is prorated for 20 days instead of 30, will they consider this ?

2 salary slips

Try when you have 2 of them with > 3L in account

 

[Ravana_88]

How to approach them if the salary requirement is met but you dont have a salary account with them ?

 

[Nishan11]

How to approach them if the salary requirement is met but you dont have a salary account with them ?

You may have to open savings account with them.

After that, Just reach out to RM ( you will get details on forum ) with your salary slips & 3 months salary credit account statement of any bank. It should work if you fulfil salary criteria.

 

[Ravana_88]

You may have to open savings account with them.

After that, Just reach out to RM ( you will get details on forum ) with your salary slips & 3 months salary credit account statement of any bank. It should work if you fulfil salary criteria.

If possible , can you please tag me to the post with the RM details . Was searching for it but was not able to find it

 

[sanarora]

You may have to open savings account with them.

After that, Just reach out to RM ( you will get details on forum ) with your salary slips & 3 months salary credit account statement of any bank. It should work if you fulfil salary criteria.

plz share RM leads , everyone i spoke to are insisting on salary account , i cant shift salary accpunt can open savings account with them

 

[shashank08]

plz share RM leads , everyone i spoke to are insisting on salary account , i cant shift salary accpunt can open savings account with them

Shift for a month and shift back to the source..

 

[ash_m]

plz share RM leads , everyone i spoke to are insisting on salary account , i cant shift salary accpunt can open savings account with them

1. If you're going this route, the bank would most likely ask you to have some investments. Even then, chances are you'd not get it.
2. If you meet the salary criteria of 3L (not guaranteed, but still lets assume), why not open a salary account? You can always chose to close it in a month or two when not in need. There is nothing stopping you from doing that.

General suggestion: If you're going to be so desperate for a card in front of a bank, they'd likely sell you something you don't even need and you'd fall for it. If you're meeting the salary criteria, don't make this tougher for yourself. If they give, great. If they don't, you have the right to know the reason. Beyond that, let it be man.

 

[spazz]

1. If you're going this route, the bank would most likely ask you to have some investments. Even then, chances are you'd not get it.
2. If you meet the salary criteria of 3L (not guaranteed, but still lets assume), why not open a salary account? You can always chose to close it in a month or two when not in need. There is nothing stopping you from doing that.

General suggestion: If you're going to be so desperate for a card in front of a bank, they'd likely sell you something you don't even need and you'd fall for it. If you're meeting the salary criteria, don't make this tougher for yourself. If they give, great. If they don't, you have the right to know the reason. Beyond that, let it be man.

This. They try to milk you for everything you're worth for to meet their targets, then will throw you under the bus with some generic reason for not getting you the card. I have since moved on. It's painful, but hey it's only a card.

 

[Ravana_88]

1. If you're going this route, the bank would most likely ask you to have some investments. Even then, chances are you'd not get it.
2. If you meet the salary criteria of 3L (not guaranteed, but still lets assume), why not open a salary account? You can always chose to close it in a month or two when not in need. There is nothing stopping you from doing that.

General suggestion: If you're going to be so desperate for a card in front of a bank, they'd likely sell you something you don't even need and you'd fall for it. If you're meeting the salary criteria, don't make this tougher for yourself. If they give, great. If they don't, you have the right to know the reason. Beyond that, let it be man.

I already have Burgundy status due to which Magnus is LTF but knowing Axis , they can change anything anytime . Trying to create a back-up. Shifting to and forth between salary accounts is not feasible since I dont want to risk Burgundy status right now