Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[cardio_guycardio_guy is verified member.]

Unless branch people are incompetent, you should get approval for EPM.

ICICI's biggest curse is their highly incompetent branch staff.

 

[Slayer]

Went to my branch WM guy - he mentioned PPOP 🤣🤣

 

[pranjal1984]

Went to my branch WM guy - he mentioned PPOP 🤣🤣

Same in my branch. I think those Branches which do not have confidence in the strength of their recommendation to state heads and other officials, insist for PPOP criteria.

 

[Slayer]

Same in my branch. I think those Branches which do not have confidence in the strength of their recommendation to state heads and other officials, insist for PPOP criteria.

I also have a different problem
ITR is above 50 but fixed net draw per month is little bit less than 2.4

 

[shashank08]

I also have a different problem
ITR is above 50 but fixed net draw per month is little bit less than 2.4

This problem you will find with most of the US MNCs..
My this year's form 16 have 64L as earnings but net salary credit is 2.8LPM.

 

[Aniket Sharma]

Went to my branch WM guy - he mentioned PPOP 🤣🤣

Send them your maximum expending months statement to them

 

[Slayer]

Send them your maximum expending months statement to them

My guy won’t budge
Can you share your guy’s number?

Spends on CC is very high (mostly self(

 

[Aniket Sharma]

My guy won’t budge
Can you share your guy’s number?

Spends on CC is very high (mostly self(

He's also not supporting and I am in wfh, so he's not willing also and asking for atleast 2.7l/m salary, i told him that my expenditure for last month from cc is 3.5l, still he said one month statement isn't enough, needed atleast 6 month.

I said in simple words fck off icici

 

[pranjal1984]

He's also not supporting and I am in wfh, so he's not willing also and asking for atleast 2.7l/m salary, i told him that my expenditure for last month from cc is 3.5l, still he said one month statement isn't enough, needed atleast 6 month.

I said in simple words fck off icici

Different banks different rules.

 

[Slayer]

He's also not supporting and I am in wfh, so he's not willing also and asking for atleast 2.7l/m salary, i told him that my expenditure for last month from cc is 3.5l, still he said one month statement isn't enough, needed atleast 6 month.

I said in simple words fck off icici

I can show >10L spends in 3 different cards in the last 6 months

 

[Aniket Sharma]

I can show >10L spends in 3 different cards in the last 6 months

Bro, I too can but if anybody don't want, forcing them will not give results.

He again told me if this will be for six months means he need a total of 18-20 lakhs spends from cc in past 6 months.

For showing off them the cc expenditures, we never want ITR Notices.

 

[Slayer]

Bro, I too can but if anybody don't want, forcing them will not give results.

He again told me if this will be for six months means he need a total of 18-20 lakhs spends from cc in past 6 months.

For showing off them the cc expenditures, we never want ITR Notices.

Fair point

20L CC spends in last 6 months is quite a lot on a single card