Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[BVCBVC is verified member.]

You haven’t received them yet?

I received last week.

Not yet, statement not yet generated. I haven't paid the fees too.

 

[idharkyadekhraha]

I got it have salary account with hdfc and didn’t fulfill ppop criteria . Everything depends on rm/bm and there effort

Can you DM RM contact details? I meet the salary eligibility, but no luck with RM/BM here

 

[abhiaj_geek]

Wanted to start a discussion.

Which vouchers can be redeemed 1:1 for epm points?

1. Tanishq
2. Taj
3. MMT
4. EMT

What else?

 

[BVCBVC is verified member.]

Wanted to start a discussion.

Which vouchers can be redeemed 1:1 for epm points?

1. Tanishq
2. Taj
3. MMT
4. EMT

What else?

Taj, MMT, EMT if you redeem you can get these vouchers for 15% approx discount that means you're getting 85% value only. So Tanishq 1:1 is always best. But at the end of the day depends on your requirements.

 

[magnusfan]

Wanted to start a discussion.

Which vouchers can be redeemed 1:1 for epm points?

1. Tanishq
2. Taj
3. MMT
4. EMT

What else?

Question: How do u plan to get the vouchers - from ishop?

 

[abhiaj_geek]

Question: How do u plan to get the vouchers - from ishop?

That’s obvious right? We cant redeem vouchers on ishop with 1:1 as you have already experienced.

 

[magnusfan]

That’s obvious right? We cant redeem vouchers on ishop with 1:1 as you have already experienced.

I was just trying to be over smart and check if anyone had a different experience 🙂

 

[techstrom007]

Does it mean it's approved ? or the process just started and approvals were needed now ?

 

[elite34700]

Not approved yet, it will go through the queue process , if your PPOP is intact then it will be pushed to underwriting post which it will be approved provided cibil is fine.

 

[techstrom007]

Not approved yet, it will go through the queue process , if your PPOP is intact then it will be pushed to underwriting post which it will be approved provided cibil is fine.

0 PPOP 😢
Actually no one asked till now, applied on basis of salary. Let's see how this goes from here.

 

[abhiaj_geek]

View attachment 100277

Does it mean it's approved ? or the process just started and approvals were needed now ?

Most likely yes. All the required approvals are already taken before applying this card. So, in all likelihood, you are good to go.

 

[BVCBVC is verified member.]

View attachment 100277

Does it mean it's approved ? or the process just started and approvals were needed now ?

It should be good to go if all approvals taken already. All the best.

 

[Prem03]

Most likely yes. All the required approvals are already taken before applying this card. So, in all likelihood, you are good to go.

No, in my case, the card was applied without the approvals and it got rejected after a month.

 

[techstrom007]

No, in my case, the card was applied without the approvals and it got rejected after a month.

did it moved to sanction in progress ? Or declined from application in process ?

 

[abhiaj_geek]

did it moved to sanction in progress ? Or declined from application in process ?

It wouldnt have

The first time I applied for this card, it was done without approvals, and it didnt move to Sanction stage.

 

[BVCBVC is verified member.]

No, in my case, the card was applied without the approvals and it got rejected after a month.

did it moved to sanction in progress ? Or declined from application in process ?

It wouldnt have

The first time I applied for this card, it was done without approvals, and it didnt move to Sanction stage.

Card can be rejected or not approved even with approvals in some cases, mine was one of them. Just see this link.

Thread 'My Journey - ICICI Emeralde Private Metal Card (EPM)'

Jun 2, 2025

Folks,

Just wanted to share my experience of getting EPM card approved on 9th May 2025. May be there are many experiences on forum, this might be a little different. I hold ICICI credit cards with 7.9L credit limit for the past 4 years or so. I had Amazon Pay, Expressions, Emeralde PVC, Sapphiro (All Paid Cards). I don't have any Savings account with ICICI, but had high value Prudential and Lombard Insurances covered with them. I am from Tier 2 City and for all banking needs I have to educate BM or RM with the information I get from here. So it's a quite lengthy process for me in all...

• BVC
• approval emeralde icici metal metal card private
• Replies: 23
• Forum: ICICI Bank Credit Card

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[techstrom007]

Card approved with 15L limit while the initial expected CL was 12L.

I can see the card in iMobile application now.My existing LTF coral is still there with 10L limit.

No PPOP , No FD nothing asked.

 

[elite34700]

Card approved with 15L limit while the initial expected CL was 12L.

I can see the card in iMobile application now.My existing LTF coral is still there with 10L limit.

No PPOP , No FD nothing asked.

Congratulations bro, this is the pilot phase of iLens ( the application ) I guess they are seeking to get HNIs with salary > 3 L .

 

[abhiaj_geek]

Card approved with 15L limit while the initial expected CL was 12L.

I can see the card in iMobile application now.My existing LTF coral is still there with 10L limit.

No PPOP , No FD nothing asked.

Congrats bro! Enjoy this cc.

 

[cardio_guycardio_guy is verified member.]

Card approved with 15L limit while the initial expected CL was 12L.

I can see the card in iMobile application now.My existing LTF coral is still there with 10L limit.

No PPOP , No FD nothing asked.

Congrats. This is good. Some quick questions.
1. Is WM account a must-have for this card? (With 3L defenitely one will have WM account, but just in case if it is previlege account, will that be enough?)
2. Is 3L hard cutoff? Did you have above 2.8-2.9 or properly above 3 itself?