PriyankVashiar
TF Buzz
I have taken an education loan from hdfc credila at an initial rate to pursue my MBA from a premier institute and therefore was able to get it at 8.35% floating with no collateral. The sanctioned amount was ~29lakhs. Enquired verbally by visiting various banks like icici(~9.5%), sbi(~9%). Other banks were not willing to give such high amount loans without collateral. Recently hdfc increased rate by .5% to 8.85%. Any suggestions or any1 else have idea to switch to a bank with lower interest rate?
