Education Fees Through Bank Transfer Using Credit Card - Query and Discussion

[cardio_guycardio_guy is verified member.]

Hello all,

I need to make an education fee payment of ₹20 lakhs in the next two months. The institute has provided NEFT details with an account number for the transfer.
I'm checking if there’s a way to use my credit card for this payment instead of a direct bank transfer.

I came across BharatNXT that allows credit card payments to bank accounts by entering the recipient’s details. (convenience fee extra).
I wanted to check how trustworthy this platform is and if anyone has experience using it for large transactions like this.

Apart from BharatNXT, are there any other similar platforms or methods I should consider for using a credit card to make NEFT-type payments?
Open to suggestions, especially if there are options with better reliability or lower fees.

Also, I’ve asked the institute if they can provide a direct payment link from a payment gateway.
If they agree, I can simply pay using my credit card through that link, which would be much easier.

 

[SiddharthR]

Hello all,

I need to make an education fee payment of ₹20 lakhs in the next two months. The institute has provided NEFT details with an account number for the transfer.
I'm checking if there’s a way to use my credit card for this payment instead of a direct bank transfer.

I came across BharatNXT that allows credit card payments to bank accounts by entering the recipient’s details. (convenience fee extra).
I wanted to check how trustworthy this platform is and if anyone has experience using it for large transactions like this.

Apart from BharatNXT, are there any other similar platforms or methods I should consider for using a credit card to make NEFT-type payments?
Open to suggestions, especially if there are options with better reliability or lower fees.

Also, I’ve asked the institute if they can provide a direct payment link from a payment gateway.
If they agree, I can simply pay using my credit card through that link, which would be much easier.

Charges for Education Category: (+GST extra)
T+15 Days: 0.99%
Classic Pay: 1.55%
Quick Pay: 1.65%
Instant Pay: 1.89%

I would say it is trusted as I have used it for cumulative transactions of over ₹10L and didn't face any issue so far. The support is really good, response time is just 5 minutes.

Try doing ₹100 transactions on your CCs and check the reward rate. (Choose education payment for test txn in the application rather than vendor or rent)

 

[hender]

Charges for Education Category: (+GST extra)
T+15 Days: 0.99%
Classic Pay: 1.55%
Quick Pay: 1.65%
Instant Pay: 1.89%

I would say it is trusted as I have used it for cumulative transactions of over ₹10L and didn't face any issue so far. The support is really good, response time is just 5 minutes.

Try doing ₹100 transactions on your CCs and check the reward rate. (Choose education payment for test txn in the application rather than vendor or rent)

T +15 days = .99% , Amazing business!!!

 

[cardio_guycardio_guy is verified member.]

Charges for Education Category: (+GST extra)
T+15 Days: 0.99%
Classic Pay: 1.55%
Quick Pay: 1.65%
Instant Pay: 1.89%

I would say it is trusted as I have used it for cumulative transactions of over ₹10L and didn't face any issue so far. The support is really good, response time is just 5 minutes.

Try doing ₹100 transactions on your CCs and check the reward rate. (Choose education payment for test txn in the application rather than vendor or rent)

Thanks a lot. and the T+15 days is a convinient option for me, because the fee payment window usually spans over a couple of weeks (and months) and also I can split into two billing cycles so that I don't run over the problem of exhausting credit limit. Thanks for your inputs.