Downgrading through CC for RBL Savings Account

[realjayt]

If I open a 10k MAB RBL Savings account initially can I downgrade it to a basic savings account with 0 AMB later through Customer Care? The branch is not letting me open the basic account through them and through online I'm facing technical issues opening digital account.

 

[4uziaul]

If I open a 10k MAB RBL Savings account initially can I downgrade it to a basic savings account with 0 AMB later through Customer Care? The branch is not letting me open the basic account through them and through online I'm facing technical issues opening digital account.

Reach out to them on Twitter, share your issue, and let the drama unfold. 🤭

 

[realjayt]

Reach out to them on Twitter, share your issue, and let the drama unfold. 🤭

 

[Vasuki]

If I open a 10k MAB RBL Savings account initially can I downgrade it to a basic savings account with 0 AMB later through Customer Care? The branch is not letting me open the basic account through them and through online I'm facing technical issues opening digital account.

🤣🤣 .
Go and open Aspire Account offline its zero balance might have to give inital funding of 50k ..or more ..

 

[realjayt]

🤣🤣 .
Go and open Aspire Account offline its zero balance might have to give inital funding of 50k ..or more ..

Asking 5L IP for aspire and said 1L AMB. When I know people have gotten it for less. How do I counter this statement bh the BM?

 

[Shrinit Padwal]

Asking 5L IP for aspire and said 1L AMB. When I know people have gotten it for less. How do I counter this statement bh the BM?

I recently opened it with 1L IP. The person who is asking for 5L IP - show him Aspire account page online For me also initially they asked for 2L IP, I sat down calmly, wrote 1L check and told I can simply go to another RBL branch. They opened with no issues.

 

[realjayt]

I recently opened it with 1L IP. The person who is asking for 5L IP - show him Aspire account page online For me also initially they asked for 2L IP, I sat down calmly, wrote 1L check and told I can simply go to another RBL branch. They opened with no issues.

Would I have to maintain the 1L in savings though?

 

[Shrinit Padwal]

Would I have to maintain the 1L in savings though?

We don't do that here

 

[Vasuki]

We don't do that here

Savage 🤣🤣
People don't maintain for Icici wealth management 🤣

 

[Vasuki]

Would I have to maintain the 1L in savings though?

No and yes

You have to maintain for 2 week or 10 days .untill its fully functional .
Then u can slowly withdraw money ..

Just don't make it zero in first month
Maintain 10-20k casually for first 3 month for better offers

 

[hks789]

🤣🤣 .
Go and open Aspire Account offline its zero balance might have to give inital funding of 50k ..or more ..

I too opened this offline with a 1L IP. BM mentioned it has zero balance. All verbal assurance.
No issues so far.
Is there anyway we can check this in the app or through netbanking? like the active mab requirement

 

[Vasuki]

I too opened this offline with a 1L IP. BM mentioned it has zero balance. All verbal assurance.
No issues so far.
Is there anyway we can check this in the app or through netbanking? like the active mab requirement

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Read t/c . No non maintenance charges.

 

[Vasuki]

I too opened this offline with a 1L IP. BM mentioned it has zero balance. All verbal assurance.
No issues so far.
Is there anyway we can check this in the app or through netbanking? like the active mab requirement

What about cc ? Any word on that

 

[hks789]

What about cc ? Any word on that

I was not looking for a RBL credit card, so I never inquired about that.
I thought you were referring to the cookies and Shoprite cards mentioned in the brochure. 👀
@DocFixIt

 

[doraemon]

No and yes

You have to maintain for 2 week or 10 days .untill its fully functional .
Then u can slowly withdraw money ..

Just don't make it zero in first month
Maintain 10-20k casually for first 3 month for better offers

And the same applies to HDFC classic?
Isn't?
-from
Naya navela classic member (HDFC)

 

[Vasuki]

And the same applies to HDFC classic?
Isn't?
-from
Naya navela classic member (HDFC)

No
Hdfc will downgrade after few quarters

 

[doraemon]

No
Hdfc will downgrade after few quarters

So what's the trick? Here

 

[Vasuki]

So what's the trick? Here

Why do u even want hdfc classic ..
Free dc ?
Maintain 2.5 k account with good money u will get the same offer ..
Account variant does matter much in normal day
Trick for hdfc
If u get mail for non maintenance
Maintain in last month of quater ..so if u get email just maintain 100k + for that month .
& U will be ok