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SBI makes up for its crappy reward rate at normal times by good instant discount offers on fk and Amazon
That's why trying super to get sbi and only for its offers. preparing for C2C method. Which entry level card has best reward rate for 1) all generic online payments 2) all generic offline spends 3) all generic online and offline.. card must to easy to aquireBetter than that, SBI has good in store instant discount, just today I went to reliance digital store and SBI offer was there, I think it's more usable there than Amazon, FK and HDFC millennia which offer all year round benefit of statement cashbacks and points online but not that usable in physical stores.
But still, don't want to deal with their hassle, I would rather use some other card 🤣
In low to mid category only SBI card worth having is Simplyclick. Cost Rs 500+GSTThat's why trying super to get sbi and only for its offers. preparing for C2C method. Which entry level card has best reward rate for 1) all generic online payments 2) all generic offline spends 3) all generic online and offline.. card must to easy to aquire
Waiting 🤣 , is this the only one for all the three creiterias mentioned above? I'm sure there must be others. I already have FK so 1.5% on all spends is max. Any other which can beat it.?In low to mid category only SBI card worth having is Simplyclick. Cost Rs 500+GST
Very easy to get.
I get call from SBI each and every day. Will send you SS on whatsapp of sme agent trying very very hard 🤣
Simplysave gives 1.66% for groceries but then again if you calculate yearly fees its makes it worthless compared to others I've like FK LTF.Waiting 🤣 , is this the only one for all the three creiterias mentioned above? I'm sure there must be others. I already have FK so 1.5% on all spends is max. Any other which can beat it.?
Do you not get benefits from rupay platinum IOCL card same as normal rupay platinum? I mean like amazon pay load discounts and all?havent gone through the whole thread so dont know if im repeating but SBI has Rupay platinum yes.
You need to call the bank branch and tell them or email the branch and specify that u need platinum card only.
(unfortunately i made the mistake where i just told them i want a platinum card but SBI sent me a rupay platium IOCL DC when i asked for the actual platinum DC ... And yes i have a salary account there so it helps)
Then I think you are better off with IOCL version than the normal one, you also get better rewards on fuel etc. Especially from IOCL pumps.it has all rupay platinum benefits i presume because i got offers on swiggy/zomato which were for rupay platinum only but i hardly ever used it and not sure what amazon pay load discounts you're talking of lol
Are you super sure that your rupay iocl is RuPay Platinum? @AllSeeker any Txn test to see if it's really RuPay Plat?but the fuel rewards are pretty lame (0.75% return best case scenario and less than 0.25% worst case) compared to fuel CC's . Honestly hardly ever used that DC (other than when i saw the rupay platinum offers) but i need one cuz its the only DC i have in my salary acc.
Also, the IOCL platinum card offers nothing else tbh. The actual platinum card has lounge and stuff but honestly never been to a rupay lounge nor do i know what to even expect 😀
Maybe i'm missing something but thats what i know so far
I got the second one and as i said earlier, there were offers on swiggy/zomato which said off for Rupay platinum only and my card got acceptedAre you super sure that your rupay iocl is RuPay Platinum? @AllSeeker any Txn test to see if it's really RuPay Plat?
Ohh, it's the first time I'm seeing the second one. I previously had the first one.I got the second one and as i said earlier, there were offers on swiggy/zomato which said off for Rupay platinum only and my card got accepted
Visa apply karne k baad mujhse puch rahe ho.@Abhishek012 hey bro, visa sbi iocl debit card and rupay normal iocl sbi debit card have same reward rates?
I recently applied sbi visa global dc from yono and got iocl visa dc.But on sbi website only rupay iocl debit card details are available.
vai visa iocl apply nhi kiya tha..Visa apply karne k baad mujhse puch rahe ho.
Pahele block karo and RuPay IOCL apply karo.