Does DBS bank offer LTF cards?

[CreditCardFino]

How to get DBS Spark 5 or Bajaj 5X card as LTF?

 

[panchabhut]

I doubt anyone can even use this card, let alone misuse it. It's totally useless imo

2 lounge access/qtr. discount on blinkit once a mth. occational discounts at other sites. good enough for a for LTF card.

 

[CreditCardFino]

I loaded payzapp with this card. No charges from payzapp and DBS. Got 7% interest and IDFC reward points for paying bill. Got mail that Iam using this CC for business. So now I stopped loading payzapp.

7% interest how? Why wallet load treated as business? Which app did you use to pay CC bill using IDFC DC?

 

[CreditCardFino]

2 lounge access/qtr. discount on blinkit once a mth. occational discounts at other sites. good enough for a for LTF card.

It is one lounge per quarter not two. It had 25% off on PayTM travel the reason I applied for this card.

 

[prankster]

It is one lounge per quarter not two. It had 25% off on PayTM travel the reason I applied for this card.

Is this offer still on?

 

[CreditCardFino]

Is this offer still on?

No but keep checking it will be for limited period not long.

 

[CreditCardFino]

I doubt anyone can even use this card, let alone misuse it. It's totally useless imo

But you get 2% return on 50k offline spend. For LTF card that's not bad.

 

[CreditCardFino]

I am still holding. They don't have right to cancel CC unless we misuse.

So savings is not mandatory once we hold CC. Then I will close savings account soon.

 

[msureshuh]

7% interest how? Why wallet load treated as business?

IDFC Interest rate is 7% above 5L. I didn't do any transaction other than wallet load. So I got mail means they are considering wallet load as business. If I repeat, they may cancel my card. So I stopped. Iam using zavo with first tap rupay debit card.

 

[msureshuh]

So savings is not mandatory once we hold CC. Then I will close savings account soon.

Saving is not mandatory once we get the card.

 

[msureshuh]

But you get 2% return on 50k offline spend. For LTF card that's not bad.

Yes I got 1% reward points per wallet load also. 5p=1rs. So reward rate is 0.2 for wallet load.

 

[CreditCardFino]

IDFC Interest rate is 7% above 5L. I didn't do any transaction other than wallet load. So I got mail means they are considering wallet load as business. If I repeat, they may cancel my card. So I stopped. Iam using zavo with first tap rupay debit card.

So you added 5L to wallet what is you card limit? but 7% is per annum you have max 50 days to repay?

 

[msureshuh]

So you added 5L to wallet what is you card limit? but 7% is per annum you have max 50 days to repay?

I have added 1L. 1.5L per month free withdrawal to bank. IDFC gives 7% per annum interest above 5L in saving account. My saving account balance is more than 20L. Anything I add to it gives 7% interest and interest calculated day wise. IDFC gives 10x reward points per 100. So I get 10k points which is 2.5k Amazon voucher.

 

[CreditCardFino]

I have added 1L. 1.5L per month free withdrawal to bank. IDFC gives 7% per annum interest above 5L in saving account. My saving account balance is more than 20L. Anything I add to it gives 7% interest and interest calculated day wise. IDFC gives 10x reward points per 100. So I get 10k points which is 2.5k Amazon voucher.

But why keep 20L in savings account? since you have more than 5L already its 7% for you.