Does AMEX Trifecta make sense if I hold HDFC Diners Black (LTF) & ICICI Emerald Private Metal

[amitagl27]

I recently acquired ICICI Emerald Private Metal, and I already had Diners Black PVC (LTF).

After the introduction of ISHOP and along with SMARTBUY, I was wondering does it even make sense to continue with AMEX Trifecta (Gold, MRCC, Platinum Travel) anymore.

These 3 cards take so much of time to manage (e.g. monthly milestones, transaction-based milestone (100x6, 1500x4), yearly milestones, following up with customer care to credit bonus RP and using rewards multiplier for vouchers) at the end all of this effort gives a meager 5-6% rewards rate (considering 1 RP = 0.4 rupees)

I am planning to give up on these 3 cards eventually (at the time of next renewals).
Wanted to check if expert community thinks otherwise.

Thanks for your inputs.


*Most of my spends are online (Amazon, Bigbasket, Myntra, Pharmeasy, flights)
*Offline spends are limited to Dining & sometimes shopping (cloths, apparel, kids items)
*I hit Monthly spends of around 80k-90k regularly
*I have close to 1 lakhs RPs which I've not used since Bonvoy offer wasn't given this time.

 

[PrinceHeart]

Honestly there are only 2 options for you:

1. Send both the ltf diners black + epm to me, and continue using your amex trifecta cards.

2. Close all 3 amex cards after using up all your points and if they make them ltf, only then only keep it for bragging rights. And continue using diners black + epm combo.

3. Optional - send me those 3 amex cards, so i get to have the bragging rights 😀

 

[Avatar Aang]

Trifecta might not make sense. But you can still keep Plat Travel for 4L milestone.
Use DCB and EPM on the respective accelerated portals. For offline you can use Plat travel if acceptance is not an issue in your city.

 

[drsel]

Try to get spend based waivers for the renewal fees of all 3.
If you get the waivers then you can keep them