Do rewards double if I get add-on Credit Card?

[Santanu.Sen]

Taking the example of SBI Cashback Card, if I get another add-on card for my son/daughter, will I get 5000x2= 10000/- every month as cashback?; Assuming I do cumulative transactions worth 2 lakhs a month.

 

[Deleted member 13721]

Taking the example of SBI Cashback Card, if I get another add-on card for my son/daughter, will I get 5000x2= 10000/- every month as cashback?; Assuming I do cumulative transactions worth 2 lakhs a month.

N o o 😁

 

[supperman]

Taking the example of SBI Cashback Card, if I get another add-on card for my son/daughter, will I get 5000x2= 10000/- every month as cashback?; Assuming I do cumulative transactions worth 2 lakhs a month.

No. This doesn't happen.

 

[Deleted member 23535]

N o o 😁

wrong msg deleted

 

[Santanu.Sen]

Ok. Thanks guys. 🙁

 

[tfbeginner210]

Apologies for my naivety, but isn't an add on card bundled with the same offers as that of the primary card.

I would assume the add on SBI Cashback Card to also be eligible for a cashback of 5% allowing for a max total of 10k along with the primary card.

cc: @supperman , @4uziaul

 

[D₹V]

Apologies for my naivety, but isn't an add on card bundled with the same offers as that of the primary card.

I would assume the add on SBI Cashback Card to also be eligible for a cashback of 5% allowing for a max total of 10k along with the primary card.

cc: @supperman , @4uziaul

Don't assume, read MITC document!!

Have a great learning day.

 

[SSV]

Taking the example of SBI Cashback Card, if I get another add-on card for my son/daughter, will I get 5000x2= 10000/- every month as cashback?; Assuming I do cumulative transactions worth 2 lakhs a month.

Add-ons are generally issued to quicken the process to reach the milestones of the card.. (indirectly resulting in more spends)..
NOT for doubling up on everything they offer..
There maybe some exceptions, when these exceptions exist they extensively advertise..

 

[tfbeginner210]

Don't assume, read MITC document!!

Have a great learning day.

I did read it; couldn't find any point that explicitly denies or confirms this scenario.
The only significant point related to add on cards is just that the cashback earned on the add on cards will instead be credited into the primary card holder's bucket.

 

[Baki]

Features like 5% cashback are always card Account basis, not on no. cards basis. Internally managed by banks

Features like BOGO are are cards basis. Managed by third parties like bms

 

[D₹V]

I did read it; couldn't find any point that explicitly denies or confirms this scenario.
The only significant point related to add on cards is just that the cashback earned on the add on cards will instead be credited into the primary card holder's bucket.

Okay... Here you go.

Document: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/cashback-tnc-booklet.pdf

From Page no 36 & 37;
j) Maximum Card Cashback that can be earned on online and offline spends in a statement cycle is
capped at ₹5000. Post reaching the capping limit, cardholder will not earn any cashback for that
statement cycle.
m) The Card Cashback accrued will be credited in the Primary Cardholder’s account, and not in the
Additional Cardholder's SBI Card account.

Both of these points prove that the max cashback you'll get is 5k INR, irrespective of add on / main card.

 

[HumorSimpson]

Had this been the case, India would go back to joint families. Card in the name of father, Grandfather etc..
I

 

[SSV]

Had this been the case, India would go back to joint families. Card in the name of father, Grandfather etc..
I

The total issued cards would be around 1/10 of total cards that are available now

 

[vine]

"Currently Add-on applications are only accepted from following cities: Delhi NCR, Mumbai, Pune, Bangalore, Pune, Chennai (Limited PIN Codes covered)"

This the reply I got in email from SBI card customer care!
Escalated on twitter, called customer care, then sent email. Got above reply.

 

[mailmenow]

Can I apply the add-on card for my brother-in&law with the option "Brother" ?? Will they reject ??
Is it mandatory that addon card applicant & primary card applicant addhar address need to be same ?
Will addon card spend count for the annual spend of primary card??

 

[supperman]

Can I apply the add-on card for my brother-in&law with the option "Brother" ?? Will they reject ??
Is it mandatory that addon card applicant & primary card applicant addhar address need to be same ?
Will addon card spend count for the annual spend of primary card??

Yes.
No, rejection is unlikely.
No, address need not be the same.
Yes.

 

[Anupama_Jha]

Can I apply the add-on card for my brother-in&law with the option "Brother" ?? Will they reject ??
Is it mandatory that addon card applicant & primary card applicant addhar address need to be same ?
Will addon card spend count for the annual spend of primary card??

Don't overthink. Just apply if u got, good. If won't, no effect!!

 

[mailmenow]

Yes.
No, rejection is unlikely.
No, address need not be the same.
Yes.

Ok bro. In t&c mentioned it addon card for blood relation like father, mother , brother. So I thought that they must cross varify the address, father name , mother name?

 

[mailmenow]

Don't overthink. Just apply if u got, good. If won't, no effect!!

Ok broo. Will it add to cibil?

 

[Anupama_Jha]

Ok broo. Will it add to cibil?

Sbi? Nope .