• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Discontinuing the service of UPI Collect Request for Person to Person (P2P) transactions

A

Abhishek012

TF Pioneer
1
Engaged Contributor
Discontinuing the service of UPI Collect Request for Person to Person (P2P) transactions:

With reference to circular no. NPCl/UPI/2019-20/OC/76 dated 31" October 2019 on Revision in transaction limits based on merchant & transaction types, NPCI released guidelines on transaction limits for Person to Person (P2P) Collect. Further it is hereby informed that by 1st October 2025 UPI P2P Collect shall not be allowed to be processed in UPI.

All member banks, Payment Service Providers (PSPs) and UPI Apps are hereby directed to implement the necessary changes in their systems and operational processes to ensure that no P2P Collect transaction is initiated, routed, or processed on UPI beyond 1st October 2025.
 
Apply For LTF IndusInd Bajaj Tiger Credit Card
Abhishek012 said:
Discontinuing the service of UPI Collect Request for Person to Person (P2P) transactions:

With reference to circular no. NPCl/UPI/2019-20/OC/76 dated 31" October 2019 on Revision in transaction limits based on merchant & transaction types, NPCI released guidelines on transaction limits for Person to Person (P2P) Collect. Further it is hereby informed that by 1st October 2025 UPI P2P Collect shall not be allowed to be processed in UPI.

All member banks, Payment Service Providers (PSPs) and UPI Apps are hereby directed to implement the necessary changes in their systems and operational processes to ensure that no P2P Collect transaction is initiated, routed, or processed on UPI beyond 1st October 2025.
Click to expand...
how this helps!!
 
Good move. Anyone with someone else's UPI id could scam/spam with collect requests.
Got one apple related collect request recently. Someone with my phone number used it to do that. Obviously I declined.

This will put a stop to it. No real use of collect requests. You can just have a UPI qr or id if you want to get paid.
 
Abhishek012 said:
Discontinuing the service of UPI Collect Request for Person to Person (P2P) transactions:

With reference to circular no. NPCl/UPI/2019-20/OC/76 dated 31" October 2019 on Revision in transaction limits based on merchant & transaction types, NPCI released guidelines on transaction limits for Person to Person (P2P) Collect. Further it is hereby informed that by 1st October 2025 UPI P2P Collect shall not be allowed to be processed in UPI.

All member banks, Payment Service Providers (PSPs) and UPI Apps are hereby directed to implement the necessary changes in their systems and operational processes to ensure that no P2P Collect transaction is initiated, routed, or processed on UPI beyond 1st October 2025.
Click to expand...
How this works. Please explain in any example @Abhishek012
 
Looks like NPCI finally pulling the plug on P2P collect. Not a surprise, hardly anyone using it for genuine transfers now. Most shifted to regular UPI send/QR scan long back. Only some used it for CC bill payments or split requests, so this might impact those flows. Guess from Oct 2025, we’ll have to stick to normal P2P transfer options👍
 
Abhishek012 said:
Discontinuing the service of UPI Collect Request for Person to Person (P2P) transactions:

With reference to circular no. NPCl/UPI/2019-20/OC/76 dated 31" October 2019 on Revision in transaction limits based on merchant & transaction types, NPCI released guidelines on transaction limits for Person to Person (P2P) Collect. Further it is hereby informed that by 1st October 2025 UPI P2P Collect shall not be allowed to be processed in UPI.

All member banks, Payment Service Providers (PSPs) and UPI Apps are hereby directed to implement the necessary changes in their systems and operational processes to ensure that no P2P Collect transaction is initiated, routed, or processed on UPI beyond 1st October 2025.
Click to expand...
Will that impact UPI based Emi mandate?
 
Does this affect the Uber upi payment? I like the option where the ride ends and payment can be done anytime after that.

Edit: nvm it's only for p2p transaction
 
Kushagra_ said:
It was a good feature, but not made for India...
Scamsters know how to ruin everything that is good 🙁
Click to expand...
No crime is exclusive to India. It is just that by virtue of being the most populous country in the world, not only we have more criminals but the criminals also have more victims to scam. Had this feature existed in any of the Western countries then it would have been abused by scamsters there too.

I am sure the brains at NPCI would have thought of every possible way to keep this feature and minimize the fraud. Withdrawing the feature would have been their last option. For the common public the workaround is simple - just call that person and ask them to send you money or send them a message from your UPI app itself.
 
dexter_greycells said:
It is just that by virtue of being the most populous country in the world, not only we have more criminals but the criminals also have more victims to scam.
Click to expand...
I wish that was correct but I'd disagree...

More population isn't equal to more criminals directly
If it's because the ratio increases proportionately hence the number is higher?
Even then it's incorrect, rate of crime and such activities in percentage to total population is much higher than any other nation
There is a reason most scam centers are based out of India too
That's the identity of our nation, people have made it that
Whatever happens most is what is generalised

Sure there is crime at other places but a crime happening there is generally a special occurance
Whereas one not happening here would be extra ordinary for any given day
 
Apply For LTF Axis Bank Credit Card
saber.mbt said:
Looks like NPCI finally pulling the plug on P2P collect. Not a surprise, hardly anyone using it for genuine transfers now. Most shifted to regular UPI send/QR scan long back. Only some used it for CC bill payments or split requests, so this might impact those flows. Guess from Oct 2025, we’ll have to stick to normal P2P transfer options👍
Click to expand...
CC bill payment is P2M UPI.
 
You must log in or register to reply here.
Back
Top