Data piracy by CRED

[hender]

Cred also knows which color under garment, you are wearing today

It will be helpful for those who want to change everyday, but don't remember the colour used previous day.😬

 

[hitirfan]

CRED also works without Email access. Get's information of transactions from SMS.

 

[Sree CC]

Messages like bill amount is ok as it already had our last 4 digits of cc. But if it sends cb, rewards earned too then thats a problem

CRED is checking on our mobile 24/7

 

[akshayhs]

For iOS users, you can restrict CRED from accessing your SMS messages and CRED won't be able to do anything (like demand you give access to SMS). If you have already removed e-mail integration, this additional step prohibits CRED from snooping into your messages.

 

[RajeshV]

I haven't gone through the thread, but they absolutely open the statement in your mail.

I don't know what you thought you were giving email access for when you did. It's for reading statements. ICICI doesn't even mention the amount and due date in their emails.

 

[saber.mbt]

Cred is very helpful for those ppl handling multiple credit cards and payment due dates. It also gives alert through WhatsApp, It is up to us to decide whether to provide email access or not. It also helps us to identify hidden charges and also Annual fee reminder can be tracked using cred protect alerts. If due date is near it gives critical reminders..

 

[AarKay]

For iOS users, you can restrict CRED from accessing your SMS messages and CRED won't be able to do anything (like demand you give access to SMS). If you have already removed e-mail integration, this additional step prohibits CRED from snooping into your messages.

True that. Apple devices have security protections unlike any other. For example, for OTP SMSs, merchants like Amazon, Swiggy etc can auto-access only the 6-digit OTP, not the entire SMS, including details like remaining credit card/bank account balance etc, like they can on other platforms.

 

[moneyMaker]

How much more does CRED knows more than what CIBIL / transunion knows?

 

[Abhi5467]

Yup. CRED reads all your statements. They will also detect hidden charges like Yearly renewal charges and display to you. The moment you give access to email it's done. That's why they always renew access to email from time to time. This will be my last month on CRED. Moving completely to excel sheet and I know due date of each card anyways.