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CREDIT LIMIT INCREASE MANUALLY
- Thread starter sujal
- Start date
sujal
TF Premier
Did u do it? Before 6 months after getting the card?
why are asking same thing twice!
Others have done it.
sujal
TF Premier
any proof that u have because it will be of no good if its gets rejected😐
BeingIncog
TF Ace
LE depends on many factors including your income and also your CIC profile (in terms of utilisation, new accounts and their limits).
In case there is no change in your income (that you have declared while applying for the card) or you have no other cards with higher limits, then no bank (may it be Kotak or Axis) will grant you an LE.
Most of us have got automatic LEs from Kotak. In my case it started from 1 lakh 3 years back and today it is nearly 10.5 lakh.
For more information you can also read,
Kotak card LE offer
I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now
www.technofino.in
AritraSaha
TF Legend
sujal
TF Premier
Sorry brother if u misunderstood me
I didnt asked about guranteed LE
mujhe yeh jaana tha sirf ki 3 months ke bad lete h kya voh LE new cards issue pe
Kyuki most of banks 6 months bolte hai axis bhi bolta hai but 3 month mai manual le krskte hai
Toh aisa kotak mai hota h kya vo puchrha tha🙄😕
sujal
TF Premier
Please can you share your spending pattern and utilization ratio plz...LE depends on many factors including your income and also your CIC profile (in terms of utilisation, new accounts and their limits).
In case there is no change in your income (that you have declared while applying for the card) or you have no other cards with higher limits, then no bank (may it be Kotak or Axis) will grant you an LE.
Most of us have got automatic LEs from Kotak. In my case it started from 1 lakh 3 years back and today it is nearly 10.5 lakh.
For more information you can also read,
Kotak card LE offer
I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now
Mostly within 5k per month along with some ocassional heavy expenses. But had completed 300k milestone for last 2 years.
D₹V
TF Prestige
Mostly 6 months pe hi milta hai, par agar lucky hue to 2-3 months me bhi mil jaega.
Bas use mat karna Kotak card.
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