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SBI Card Credit card to bank transfer

Ad.Astra

TF Premier
Hello there, Is there anyway that we could transfer the credit card amount to bank account like literally FREE. with no charges at all?
If anyone has legit answer please tell!!
for no charges, best you can do is purchase gift cards of e-comm. sites and sell those GC to people who are going to make online purchases anyway (friends, family). Or you can buy Amazon Pay GC, add it to your account and pay utility bills, do recharges of others.
 
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