Credit card payment without otp

[xman]

I was checking out imagine voucher and after submit payment deducted without otp in imobile app

 

[Anupama_Jha]

It happened to me on CRED with a tokenized card during small-value transactions.

Or

It usually happens during international transactions.

 

[Pissant]

I was checking out imagine voucher and after submit payment deducted without otp in imobile app

How large was the amount?

 

[xman]

How large was the amount?

75000 rs on icici bank mobile app

 

[xman]

It happened to me on CRED with a tokenized card during small-value transactions.

Or

It usually happens during international transactions.

It was Indian payment not international

 

[Pissant]

75000 rs on icici bank mobile app

Damn. Did you contact icici for refund/chargeback?

 

[Aniket Sharma]

I was checking out imagine voucher and after submit payment deducted without otp in imobile app

If its authorization directly from imobile app and with fingerprint its not an issue.

 

[xman]

Damn. Did you contact icici for refund/chargeback?

They blocked my card😂

 

[xman]

If its authorization directly from imobile app and with fingerprint its not an issue.

Yes maybe don't put amount and click buy 😅else you have to purchase macbook 😂😂

 

[kirang]

I was checking out imagine voucher and after submit payment deducted without otp in imobile app

Maybe it's pre-authorized since you are already logged in to imobile app. Happens generally with international transactions.

 

[lovecards]

It is scary, it should have asked for two factor authentication

 

[Credit_Cards]

UPI from logged in Banking app ask for PIN then why not iMobile?

 

[xman]

It is scary, it should have asked for two factor authentication

i asked them they told me that u already verifed while log in in imobile app, so be aware guys while looking in gift voucher in app